News & Insights
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News Articles | January 30, 2018
Important UCD Update
Freddie Mac and Fannie Mae (the GSEs) have been continuously committed to supporting our customers with their adoption of the Uniform Closing Dataset (UCD). This is an important reminder that lenders are required to submit the UCD XML file to the GSEs containing Borrower data for all loans with a Note Date on or after September 25, 2017, and must do so prior to delivery of the loan.
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News Articles | January 19, 2018
Take Advantage of Our New Low Loan Balance Execution Opportunity
Beginning on February 1, 2018, you’ll have a new cash execution opportunity for 30-year fixed rate mortgages with original balances of $200,000 or less. We're adding $200K as a low loan balance (LLB) attribute and will pay you more for loans with original loan amounts that are >$175K and ≤$200K.
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News Articles | January 10, 2018
In the Spotlight
Freddie Mac has flexibilities that allow homebuyers to finance cost-effective, energy-saving home improvements as part of a single mortgage purchase. These flexibilities allow for certain energy-efficiency savings to be considered in the calculation of debt-to-income ratios.
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News Articles | December 12, 2017
Update on the UCD Seller Data Requirement
Freddie Mac and Fannie Mae (the GSEs) are committed to ensuring customers remain on track with their adoption of the Uniform Closing Dataset (UCD). As a follow-up to the November 2016 announcement, this update provides important clarification on the requirements for delivering Seller data in the UCD XML file.
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News Articles | November 1, 2017
Why the Single Security Should Be on Your Radar
As you start mapping out your plans for 2018, make sure you're keeping the Single Security initiative on your radar. Next year you'll see more preparatory activities leading to the launch of the Single Security in 2Q of 2019.
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News Articles | October 5, 2017
The Uniform Closing Dataset (UCD) is Here
The Uniform Closing Dataset (UCD) is here and you're now required to submit a UCD XML file for all loans delivered to Freddie Mac. Learn all of the new components to remember.
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News Articles | September 21, 2017
New Name, Look and Feel for the Selling System
The Freddie Mac Selling System® will be rebranded to Loan Selling Advisor℠ on December 11 – fully integrating it into Freddie Mac Loan Advisor Suite®. Loan Selling Advisor will offer the same functionality you’ve come to expect and rely on, but with a new user interface and design for a holistic, integrated user experience in Loan Advisor Suite.
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News Articles | September 15, 2017
The GSEs Support Your UCD Transition
Freddie Mac and Fannie Mae (the GSEs) have a new approach to enforcing the UCD delivery requirement.
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News Articles | August 15, 2017
Solution to Lower Mortgage Payments
Your homebuying clients are mortgage-shopping, but they're unsure which option to select. So they call you for advice and ask if you know of any loan options where the monthly payments would go down at some point because they'd like to take that extra money and add it to their savings.
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News Articles | July 7, 2017
Dave Lowman on Reimagining the Mortgage Experience℠
Read our conversation with Dave Lowma, Freddie Mac's executive vice president, Single-Family Business, on Reimagining the Mortgage Experience and the new ways we're making homeownership possible for millions of Americans.