November 2025

Frequently Asked Questions
Please note Freddie Mac has updated Frequently Asked Question numbered 19. How do I record the MERS Mortgage Assignment (Maine) Form 3749, along with the standard Maine Mortgage (Form 3020)?

For all Frequently Asked Questions click here.

September 2025

Updated Authorized Changes for Security Instruments
In response to Maryland Senate Bill 689, we recently added paragraph 30 to the Maryland Deed of Trust. We have now added an authorized change to permit originators to delete paragraph 30 from the Maryland Deed of Trust (Form 3021 07/2021 rev. 06/2025) and the Maryland Short Form (Form 3021-SF 07/2021 rev. 06/2025) if it is not required.

Revised Tennessee Deed of Trust
We have updated the Tennessee Deed of Trust (Form 3043 07/2021). Paragraph 26(c) was updated in response to Tennessee House Bill 1127. The revised Tennessee Deed of Trust tagline will show a version date of (Form 3043 07/2021 (rev. 09/25)).

July 2025

Revised Maine MERS Assignment
We have updated the Maine MERS Assignment (Form 3749 07/2021) to align with the MERS Rule 2 revisions, as outlined in Exhibit A. The revised Maine MERS Assignment tagline will show a version date of (Form 3749 07/2021 (rev. 07/25)).

June 2025

Maryland Deed of Trust
We have updated the Maryland Deed of Trust (Form 3021 07/2021). Paragraph 30 was added to the Maryland security instrument in response to Maryland Senate Bill 689. The Maryland short form (Form 3021-SF 07/2021) was also revised to incorporate Paragraph 30.

The revised Maryland Deed of Trust tagline will show a version date of (Form 3021 07/2021 (rev. 06/25)) and the Maryland short form tagline will show a version date of (Form 3021-SF 07/2021 (rev. 06/25))

Loan originators may begin using the revised versions immediately and must use if for loans with note dates on or after October 1, 2025.

March 2025

West Virginia Deed of Trust
We have revised the West Virginia Deed of Trust (Form 3049 07/2021). The revised West Virginia Deed of Trust tagline will show a version date of (Form 3049 07/2021 (rev. 03/25)).