HFA Resource Center
An information hub designed for HFA staff and their business partners
HFA Advantage Overview Video
Watch our new video and discover how HFA Advantage expands homeownership opportunities for very low-, low, and moderate-income borrowers.
We’ve compiled Freddie Mac’s most current affordable and equitable housing research, insights, and thought leadership in one convenient place. Click any of the links below to explore more about how we can work together to help aspiring homebuyers overcome barriers and achieve responsible, sustainable homeownership.
Qualify More Borrowers: New Updated 2023 AMI Limits
On June 8, 2023, Freddie Mac will be updating Loan Product Advisor® (LPA℠) and the Area Median Income and Property Eligibility Tool with new AMI limits. If you participate in an HFA program, consult the HFA’s website for income eligibility and associated pricing of their Freddie Mac HFA Advantage® offerings.
NEW! Area Median Income and Property Eligibility Tool
To help you determine whether a loan may be eligible for a credit fee cap, enter a property’s address to find out the AMI% for that location and whether your borrowers meet the AMI% requirements for certain Freddie Mac mortgage products.
Housing Sentiment in the First Quarter of 2023
Freddie Mac’s quarterly housing outlook pulse survey shows market confidence has rebounded.
Low-Income Homebuyers Are Less Likely to Migrate from Cities, More Likely to Miss Potential Cost Savings
The COVID-19 pandemic led to an increase in migration away from larger, more expensive areas toward more affordable ones. Read this Freddie Mac research brief for a deeper dive.
Do Rising Interest Rates Price Out Mortgage-Ready Borrowers?
Mortgage rates have risen quickly in the past year, putting many mortgage-ready potential homebuyers on hold. But at what point do higher rates become too high for consumers? A recent Freddie Mac analysis sought to answer that question.
Freddie Mac Refi Possible Partner Playbook
This marketing outreach resource provides an overview of Freddie Mac Refi Possible, it's requirements and links to resources for your learning and to share with your borrowers.
See how Freddie Mac, and you, can help to advance homeownership and increase generational wealth building in communities of color.
Housing and Economic Research
Original research and analysis on housing trends, the economy and the mortgage market.
The Freddie Mac HFA Advantage® mortgage is a conventional mortgage product available exclusively to housing finance agencies (HFAs) seeking strategic solutions to diversify their product offerings and portfolio mix.
Housing Finance Agencies: A Key Partner in Equitable Housing
Different stakeholders within the mortgage and housing industry play a role in decreasing barriers to homeownership. Kasey Kier, Assistant Commissioner at Minnesota Housing, and Tamela Thurman, Director, Freddie Mac's Single-Family Equitable Housing Team discuss ways to address the array of complex issues communities of color face in attaining, sustaining and building wealth through homeownership.
There are no upcoming events.
Past Events & Presentations
|Date: 5/18/2023||Time: 11:00 am - 12:30 pm||Type:Webinar||Event:2023 HFA Central Regional Symposium|
|Date: 4/19/2023||Time: 10:00 am - 12:00 pm||Type:Webinar||Event:HFA Eastern Regional Symposium 2023|
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