News & Insights
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News Articles | June 5, 2018
Freddie Mac Clarification on the UCD PDF Requirement
Beginning June 25, 2018, we will enforce the requirement to embed the Closing Disclosure PDF in the Uniform Closing Dataset (UCD) XML file.
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News Articles | May 22, 2018
Freddie Mac and Fannie Mae Will Update Appraisal Dataset and Forms
Freddie Mac and Fannie Mae (the GSEs) have launched an initiative to update the Uniform Appraisal Dataset (UAD) and uniform appraisal reporting forms.
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News Articles | May 9, 2018
Get Ready for UCD Changes on June 25, 2018
Review and understand beginning on June 25 2018, the two Loan Selling AdvisorSM edits listed will display as critical when a Uniform Closing Dataset (UCD) XML file and Closing Disclosure PDF are not successfully submitted to Loan Closing Advisor® prior to loan delivery. These changes are specific to Loan Selling Advisor and do not impact the criteria that determines a successful UCD submission in Loan Closing Advisor.
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Press Release | April 26, 2018
Freddie Mac Announces HomeOne® Conventional 3% Down Payment Mortgage to Broaden Access to Credit for Qualified First-Time Homebuyers
Freddie Mac announced today HomeOne® mortgage, a new conventional (non-FHA) 3% down payment option for qualified first-time homebuyers.
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Technology Updates | February 26, 2018
ULDD Phase 3 Loan Selling Advisor Updates Deferred Until March 5
We are deferring the Uniform Loan Delivery Dataset (ULDD) Phase 3 updates to Loan Selling Advisor® and Loan Quality Advisor® until March 5, 2018.
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News Articles | February 21, 2018
Optional ULDD Phase 3 Data Delivery Starts Monday
Starting Monday, February 26, you can deliver Uniform Loan Delivery Dataset (ULDD) Phase 3 data through Loan Selling Advisor®, if you're able to do so.
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News Articles | January 30, 2018
Important UCD Update
Freddie Mac and Fannie Mae (the GSEs) have been continuously committed to supporting our customers with their adoption of the Uniform Closing Dataset (UCD). This is an important reminder that lenders are required to submit the UCD XML file to the GSEs containing Borrower data for all loans with a Note Date on or after September 25, 2017, and must do so prior to delivery of the loan.
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News Articles | January 19, 2018
Take Advantage of Our New Low Loan Balance Execution Opportunity
Beginning on February 1, 2018, you’ll have a new cash execution opportunity for 30-year fixed rate mortgages with original balances of $200,000 or less. We're adding $200K as a low loan balance (LLB) attribute and will pay you more for loans with original loan amounts that are >$175K and ≤$200K.
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News Articles | January 10, 2018
In the Spotlight
Freddie Mac has flexibilities that allow homebuyers to finance cost-effective, energy-saving home improvements as part of a single mortgage purchase. These flexibilities allow for certain energy-efficiency savings to be considered in the calculation of debt-to-income ratios.
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News Articles | December 12, 2017
Update on the UCD Seller Data Requirement
Freddie Mac and Fannie Mae (the GSEs) are committed to ensuring customers remain on track with their adoption of the Uniform Closing Dataset (UCD). As a follow-up to the November 2016 announcement, this update provides important clarification on the requirements for delivering Seller data in the UCD XML file.