SF.FreddieMac.com

Delivery, Options & Pricing

Ensuring a smooth completion of your Freddie Mac sale transaction

Grow your affordable mortgage origination opportunities by offering the Freddie Mac products below to help meet the needs of your borrowers and the communities you serve.

Delivery Support

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Fraud Prevention

Freddie Mac is committed to helping the mortgage industry fight fraud, and our Financial Fraud Investigation Unit (FFIU) is at the forefront of our mortgage fraud prevention efforts.

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Quality Control

Reliable and effective quality control (QC) programs are essential to your success in the mortgage industry.

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Document Custody

Find guidelines that will help you meet our requirements for document custody processes.

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Uniform Mortgage Data Program®

Freddie Mac and Fannie Mae (the GSEs) are working together on the Uniform Mortgage Data Program® (UMDP®).

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Uniform Instruments

Uniform Instruments are the Fannie Mae/Freddie Mac and Freddie Mac Notes, Riders, and Security Instruments (deeds of trust and mortgages) used when originating Single-Family residential mortgage loans.

Selling Options

Sell For Cash

Cash Execution Options to Meet All of Your Business Needs

Sell for Securities

Take advantage of securities executions in Loan Selling Advisor® where you receive Freddie Mac Participation Certificates (PC), widely accepted securities that are attractive to investors, to hold in your investment portfolio or sell.

Early Funding Execution

Early funding pool-level execution gives you the option to receive funding up to 45 days before the securities settlement date on loans you pool into securities. When you choose Early Funding, you’ll free up your warehouse lines sooner in the funding process and reduce your carrying costs. Early Funding is available for our Guarantor and MultiLender customers.

Bulk Portfolio Sales

Fine tune your balance sheet and address the challenges of rising interest rates and changing market conditions by selling your seasoned loans to Freddie Mac. We offer a dependable, competitive source of liquidity for your mortgages sales.

Cash Payups for Mortgages with Specified Characteristics

Freddie Mac offers a payup to standard cash pricing for fixed-rate mortgages with certain loan characteristics, such as original Note amounts less than $250,000.

Servicing-Released XChange®

Servicing-Released XChange® is our suite of executions that provide liquidity to the market, which helps maintain price stability and helps ensure that you can easily transfer servicing to another approved servicer.

Pricing & Execution

Document Custody

This handbook is intended to supplement the requirements and information in Freddie Mac’s Single-Family Seller/Servicer Guide.

Selling Representation and Warranty Framework

The selling representation and warranty framework helps address Seller/Servicer concerns related to loan repurchase risk.

Warehouse Financing Arrangements

Effective September 10, 2018, Freddie Mac automated the warehouse lender release process through Loan Selling Advisor®. Warehouse lenders now release their interests in loans sold to Freddie Mac.

Disaster Relief

Freddie Mac is committed to providing assistance to borrowers - especially when their lives and homes have been affected by disaster.

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