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Origination APIs

Leverage our application programming interfaces (APIs) to access valuable loan information and data early in your process – so you can make faster, smarter lending decisions.

Simplified Loan Origination? We’ve Got a Playbook for That

Access key loan information and data earlier in the mortgage process with our Origination APIs, resulting in smarter pre-qualification decisions and supporting a full digital preapproval experience.

Affordable check

Affordable Check ​

Help low-income borrowers choose the optimal mortgage path with an early look at Freddie Mac affordable product eligibility without the need to submit a full application to Loan Product Advisor®.

Aim Check

AIM Check

Get a preliminary view (as early as point of sale) of a borrower’s qualifying income for a Freddie Mac-eligible loan before submitting a full application to Loan Product Advisor. With this insight you can automate and simplify income assessment to turn leads into applications.

Current Mortgage Snapshot

Current Mortgage Snapshot ​

Get access to accurate original (at closing) and current terms for refinances or loans with REO properties to help validate information provided by the borrower or obtained from other sources (e.g., credit report).

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Income Limits ​

Empower your loan officers with access to area median income (AMI) and loan limit data they needed to determine Home Possible® mortgage eligibility and identify loans impacted by the new Super Conforming Credit Fee.

Loan Limits

Loan Limits​

Get a clear understanding of your loan options and simplify pre-approval with easy access to current conforming loan limits.

Loan Look Up

Loan Look Up​

Find out whether there is an existing Freddie Mac mortgage for a specific subject property.

Loan Advisor Data Share

Loan Advisor Data Share​

Aggregators get fast easy access to key data, documents and loan-level assessment results from Freddie Mac Loan Advisor® tools.

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Property Insights​

Drive appraisal process efficiency and identify and overcome property-related pain points with access to Freddie Mac property data.

Current Mortgage Snapshot

LPA Loan Assignment ​

The Loan Assignment’s API suite provides third-party originators (TPO) and Non-originating third parties (NOTP) the ability to directly transfer ownership of a loan submitted through Loan Product Advisor® to another counterparty.

Aim Check

LPA Risk Check

Get a preliminary risk assessment result (Green or Yellow) before submitting a  full loan application to help you determine how best to proceed with a loan.

Icon image a laptop with a house and dollar sign on the screen

Beyond ACE ​

Submit property data report (PDR) data and photos to receive feedback messages and speed up the underwriting process.

Additional Resources