Income Training

Learn more about underwriting income

Underwriting Other Income Webinar

Join us to discuss our requirements for “other” income types. We’ll review stable monthly income & documentation requirements to support stability & continuance, including how to qualify a borrower whose income begins after the note date.

Featured Learning

Underwriting Employed Income Webinar

Learn more about the analysis, verification, calculation and determination of stable monthly income, covering employed income (e.g., Form W-2 wage earner).

Rental Income Requirements Webinar

Learn about the expansions made to our rental income requirements. We'll highlight added specificity for analysis of rental income, and also address housing industry trends in the rental market.

Rental Income Matrix

A summary of Freddie Mac requirements for including rental income as qualifying income.

Self-Employed – Beyond the Basics Webinar

In this expanded session, we will dive into various case studies designed to analyze business tax returns, applying Guide requirements, and consider factors that can affect qualifying monthly income.

Self-Employed Learning Tool

Describes who Freddie Mac considers to be self-employed, the different business entities, tax return documentation requirements (with scenarios) and how to use Form W-2 income with self-employed borrowers.

AIM for Income Using Direct Deposits Webinar

Use LPA℠ to save time when assessing borrower’s income (through automation) to drive a more efficient loan-origination process by leveraging AIM for income using direct deposits. We’ll review what you need to know, how the process works, and help you understand the results.

Self-Employed - The Basics Webinar

Start your self-employed borrower learning journey with this introductory webinar. We review the documentation and underwriting requirements with a case study focused on the Sole Proprietorship.

Educational Resources

Reference Tools

Tutorials

Webinars

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