Third-party originator (TPO) "Sponsored Access" means your organization will be accessing Freddie Mac Loan Product Advisor® (LPA®) through the system of a sponsoring wholesale lender that is a Freddie Mac-approved Seller. TPOs seeking to access LPA directly through our Freddie Mac Loan Advisor® portal or their loan origination system (LOS) should sign up for LPA TPO direct access. Review the Sponsored Access steps below before beginning the sign-up process to ensure your organization's request is processed quickly and accurately.

TPAs seeking to access LPA must first register with Freddie Mac to obtain a Freddie Mac Issued TPO Number ("TPO Number").

  • If you don't remember your TPO number, contact the Customer Support Contact Center (800-Freddie). Please have your organization’s Employer Identification Number (EIN).
  • If you don't have a TPO number, the organization can register as a new Freddie Mac TPO through this process.

Step 1: Request New Wholesale-Sponsored Relationship

To request a new wholesale-sponsored relationship, TPOs must complete the Registration: Sponsored Access form and agree to the legal terms and conditions identified in the form’s Certification and Agreement section. NOTE: During registration, you will be able to request registration of up to 10 sponsoring wholesalers in one request.

Here is a list of information needed to complete the sponsorship process:

  • The sponsoring wholesaler’s Freddie Mac Seller/Servicer number
  • Your company’s TPO Number, if already registered*
  • Your company’s Employer Identification Number (EIN)
  • Your full company name as it appears on the business license
  • Authorized representative information – as further explained in the form, this person must be a Manager, Principal, Director, Vice President or other officer or employee of the requesting organization who is authorized to enter into binding contracts on its behalf.
  • Current merged credit provider(s) – optional

*Note: If your organization is not already registered as a TPO (does not have a TPO Number), please select “Enter New Registration” during this process. If your registration is approved, a TPO number will be issued to the organization.

Once the process is complete, Freddie Mac will send a confirmation email. Afterwards, contact your identified wholesale lender(s) for instructions on how to submit loans to LPA through their portal access.

Step 2: Ensure You and the Sponsoring Wholesale Lender Have a Relationship with the Same CRC and/or TA

TPOs and their sponsoring wholesale lender must have a relationship with the same credit reporting company (CRC) and/or technical affiliate (TA). The CRC and/or TA manage the relationships. Contact your CRC and/or TA and provide the following:

  • Your TPO number and confirm your assigned Branch Code with TA (if applicable).
  • The sponsoring wholesale lender’s Seller/Servicer number.
  • Inquire if any reissue features must be active. If so, make sure they are active.
  • If your organization will be using a TA(s), your LPA submissions must identify a corresponding CRC. Please ask your TA(s) which CRC(s) to select in order to provide the information with merged credit reports for LPA submissions.

Please review our Top 5 Tips for Using Merged Credit for more information.

Note: LPA solely assesses a loan's eligibility for sale to Freddie Mac. LPA does not analyze loans for compliance with laws, regulations, or local ordinances. Loans that violate certain laws or regulations are ineligible for sale to Freddie Mac. Please consult your legal counsel and/or a compliance services vendor to ensure that your loans comply with all applicable laws, regulations, etc.

Need Help?

If you have any questions or need any assistance with the sign-up process, please contact the Customer Support Contact Center (800-FREDDIE).