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With Freddie Mac's affordable lending solutions, you can grow your business focusing on qualified first-time borrowers and high needs markets.

Affordable Solutions Spotlight

Explore affordable data and insights, tools, mortgage products, technology solutions and resources – all in one place. Use the guide to learn more about Freddie Mac’s affordable solutions.

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Affordable Lending Solutions

Single-Family Refinance

DPA One®

DPA One is a free, online resource developed for housing professionals. DPA One is designed to help you quickly find, understand, and match down payment assistance (DPA) programs for borrowers who need financial assistance to purchase a home.

Refi Possible

Introduction to Refi Possible

Freddie Mac Refi Possible® mortgage offers lower-income borrowers with the opportunity to to reduce their monthly mortgage expenses, enhance their capability to save more and build generational wealth through housing.

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Duty to Serve

See how we support high needs markets by financing rural and manufactured housing and preserving affordable housing nationwide.

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Borrower Eligibility

Keep up-to-date on down payment and closing cost assistance programs available for the first-time homebuyers you serve.

Single-Family Refinance

Single-Family Refinance

Learn more about our products, resources and tools to assist low-income and underserved communities with refinancing to build sustainable wealth.

Refi Possible

Home Possible®: An Ideal Affordable Solution

Freddie Mac’s Home Possible mortgage offers more options and credit flexibilities than ever before to help your very low-to low-income borrowers attain the dream of owning a home with a down payment as low as 3%.

Featured Resources

Area Median Income and Property Eligibility Tool

To help you determine whether a loan may be eligible for a credit fee cap, enter a property’s address to find out the AMI% for that location and whether your borrowers meet the AMI% requirements for certain Freddie Mac mortgage products.

Nicholas Whiteside's Journey to Homeownership

Read how a first-time homebuyer achieved his dream of homeownership.

Real Estate Professional Resource Center

A newly enhanced one-stop resource center offers you access to valuable industry insights, strategies, solutions and a collection of digital tools for you and your clients, to grow your business and make home possible nationwide.

Working with Housing Finance Agencies

Working in collaboration with housing finance agencies (HFAs), Freddie Mac is committed to advancing affordable, sustainable homeownership.

Accessory Dwelling Units

Freddie Mac’s policies provide multiple options for adding an ADU to a home or financing a purchase with the intention to rent or build an ADU, including allowing the borrower to use rental income to qualify.

Home Possible RISE Awards®

Freddie Mac is pleased to announce the 2024 Home Possible RISE Award® winners to recognize their excellence in originating Freddie Mac’s Home Possible® and HFA Advantage® mortgage loans.

Housing Professionals

The Housing Professionals Resource Center provides a centralized hub for housing professionals to efficiently search, navigate and access relevant information offered within the Single-Family site.

Home Possible® Income and Property Eligibility Tool

Find out instantly whether a borrower and property may qualify for a Home Possible® mortgage.

Loan Product Advisor®

Access to Freddie Mac credit requirements and view of credit risk so you can easily assess your loan's overall underwriting risk.

CreditSmart®

CreditSmart® is a suite of educational resources designed to empower consumers with the skills and knowledge to assist them through every stage of their financial capability and homeownership journey.

My Home by Freddie Mac®

Whether your borrowers rent, own, or plan to buy, we offer the resources to help make informed decisions and support their success.

Freddie Mac Borrower Help Centers

The Borrower Help Center network is a single-source of mortgage help, with HUD-certified housing counselors providing assistance to borrowers.

Housing Counselors Resource Center

Want to enhance your role as a trusted nonprofit intermediary for clients who are either preparing to buy a home or trying to avoid foreclosure? Find information for you, print-ready fact sheets for your clients, helpful web links, and more here.

eBook: Guiding Current and Future Homeowners During a Crisis

Amid COVID-19, housing professionals and lenders are adjusting in order to meet changing borrower needs. Get resources for addressing unique industry challenges while supporting borrowers and empowering them with education.

8 Steps on the Path to Homeownership - Interactive Guide

How can you help homebuyers address common challenges along the path to homeownership? Explore the interactive experience and learn how housing professionals can guide and support homebuyers on their journey.

Empower Your Outreach Summit 2021

Invest in your career and learn about best practices for engaging prospective clients, homebuyer population trends, solutions to help homebuyers overcome financing obstacles and more – all from industry experts.

Affordable Lending Refinance Options Learning Clip

Loan officers can learn about two affordable lending refinance options (Home Possible and Refi Possible) and the benefits they can provide their customers.

Affordable Solutions Spotlight

Explore this guide to Freddie Mac affordable solutions and discover the insights, educational tools, mortgage solutions, business and technology capabilities and resources that you can use to make home possible.

Latest Insights

The CreditSmart® Homebuyer U course really lays out all the issues and advantages tied to homeownership.

Improving the Odds: How Credit Building Opens Doors to Homeownership - YouTube

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The Single-Family Team
Freddie Mac

DPA One® is a free, online resource developed for housing professionals so they can select the best fit for their homebuyer.

DPA One Turns Down the Noise

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The Single-Family Team
Freddie Mac