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Resources & Learning

Powerful aids to help you find solutions and trusted information to make home possible

Powerful applications and automated processes to help you work smarter.

DPA One®

DPA One is a free, online resource developed for housing professionals. DPA One is designed to help you quickly find, understand, and match down payment assistance (DPA) programs for borrowers who need financial assistance to purchase a home.

NEW! Area Median Income and Property Eligibility Tool

To help you determine whether a loan may be eligible for a credit fee cap, enter a property’s address to find out the AMI% for that location and whether your borrowers meet the AMI% requirements for certain Freddie Mac mortgage products.

Real Estate Professional Resource Center

A newly enhanced one-stop resource center offers you access to valuable industry insights, strategies, solutions and a collection of digital tools for you and your clients, to grow your business and make home possible nationwide.

#HelpStartsHere Resource Center: Evolving in a Post-COVID Environment

Information and tools to help guide borrowers as they consider options and opportunities post-COVID.

Refi Possible Factsheet

Refi Possible refinance offering is a solution to assist lower-income borrowers in achieving monthly mortgage savings and allowing for housing stability.

Refi Possible and Home Possible Refinance Comparison

Highlights product features for Freddie Mac Refi PossibleSM mortgage and Freddie Mac Home Possible® mortgage in a side-by-side comparison.

Housing Professionals Resource Center

A new, centralized web portal developed for lenders and housing professionals comprised of products and resources to reinforce your efforts in promoting and sustaining homeownership.

eBook: Guiding Current and Future Homeowners During a Crisis

A resource for addressing unique industry challenges while supporting borrowers and empowering them with education.

eBook: Gen Z – An Optimistic Borrower of the Future

A simple guide to promoting a shorter path to homeownership for this up-and-coming demographic.

8 Steps on the Path to Homeownership - Interactive Guide

This interactive guide is a valuable resource for both consumers and housing professionals to reference throughout the homebuying process.

eBook — Hispanic Borrowers: A Driving Force in the Housing Market

As one of the fastest growing demographics, Hispanic Americans are a driving force in the housing market. How can housing professionals help them overcome homeownership challenges?

Home Possible Income & Property Eligibility Tool

Home Possible® mortgage income limits assist in helping low- to moderate-income borrowers' reach their dreams of homeownership.

Loan Product Advisor®

Access to Freddie Mac credit requirements and view of credit risk so you can easily assess your loan's overall underwriting risk.

CreditSmart® Suite of Financial and Homeownership Education Resources

CreditSmart® is a suite of educational resources designed to empower consumers with the skills and knowledge to assist them through every stage of their financial capability and homeownership journey.

My Home by Freddie Mac®

Whether your borrowers rent, own, or plan to buy, we offer the resources to help make informed decisions and support their success.

Borrower Help Centers & Network

Through our on-the-ground Borrower Help Centers and national Network, we work with trusted national nonprofit intermediaries to support Freddie Mac’s ongoing commitment of preparing prospective buyers for responsible homeownership.

Duty to Serve

Making Affordable Homeownership Available to Every Single Family

Housing Counselor Resource Center

Want to enhance your role as a trusted nonprofit intermediary for clients who are either preparing to buy a home or trying to avoid foreclosure? Find information for you, print-ready fact sheets for your clients, helpful web links, and more here.

eBook - Key Opportunities for Building the Future of Home

Home prices are outpacing wages, student debt is growing, rents are rising and there is a lack of entry-level housing available.

Affordable Solutions Video - Product Details

Watch and discover how Freddie Mac affordable mortgage solutions – Home Possible®, HFA Advantage® and HomeOne® - offer opportunities to build your business, overcome common borrower challenges and make home possible.

Affordable Solutions Spotlight

Explore this guide to Freddie Mac affordable solutions and discover the insights, educational tools, mortgage solutions, business and technology capabilities and resources that you can use to make home possible.

Affordable Lending Training & Education

Whether you are new to Freddie Mac mortgage products, or one of our experienced partners, you'll find videos and other materials for all of your training and education needs.

Featured Training

Freddie Mac Refi PossibleSM Mortgages

This clip introduces you to a new no cash-out refinance option that provides expanded flexibilities to assist lower-income borrowers at or below 100% of the AMI on an existing Freddie Mac-owned mortgage.

Watch the clip

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Freddie Mac Refi PossibleSM Mortgages Reference Tool

Access this resource to learn about the benefits, eligibility and underwriting requirements for Refi Possible.

Refi Possible Introductory Clip

An introduction to our no cash-out refinance option that provides expanded flexibilities to assist lower-income borrowers at or below 100% of the AMI on an existing Freddie Mac-owned mortgage.

CreditSmart® Suite of Financial and Homeownership Education Resources

CreditSmart® is a suite of educational resources designed to empower consumers with the skills and knowledge to assist them through every stage of their financial capability and homeownership journey.

Grow Your Business with Home Possible® Tutorial

See how Home Possible can help your very low-, low- or moderate-income borrowers with credit flexibilities, low down payments and options for sources of funds.

Realize the Possibilities of HomeOne® Mortgage Overview

Realize the possibilities with the HomeOne® Mortgage, our new low down payment option for first time homebuyers and more.

Low Down Payment Solutions: Home Possible® and HomeOne® Webinar

Explore the benefits and differences between these two low down payment offerings to help your clients realize their dream of homeownership.

Sweat Equity Clip

Find out how you can utilize sweat equity as a source of funds to help qualify your borrowers with lower to moderate income. Learn what qualifies as sweat equity and how to determine the value and document the loan file.

Reviewing Rural Properties Tutorial

This tutorial assists you with becoming familiar with Freddie Mac requirements applicable to properties located in rural areas.

Community Land Trust Mortgage Overview

Learn how this offering can expand your product offerings and benefit both the borrower and the community.

Community Land Trust Mortgage: Quick Reference

Learn how this offering can expand your product offerings and benefit both the borrower and the community.

Affordable Lending Refinance Options Learning Clip

Loan officers can learn about two affordable lending refinance options (Home Possible and Refi Possible) and the benefits they can provide their customers.