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Bringing innovation to origination and underwriting.

Whether you’re a veteran lender or brand new to the business, Freddie Mac has the process, products and people to help your company succeed.

Why do so many originators work with Freddie Mac? We have five reasons.

We’re reimagining every touch point of the mortgage experience – automating processes, deploying advanced data and modeling, and identifying the next generation of homebuyers – the Borrowers of the Future.

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1. We’re Reimagining the Mortgage Experience℠

We’re making the mortgage origination process easier and more efficient for you and your borrowers, creating simpler, faster and lower cost ways for you to make more loans. You’ll get full use of Freddie Mac’s credit box and products built on safety and soundness.

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2. We’re building a better mortgage process.

Automating processes gets loans to closing faster. We’re creating new ways to help you save time and money.

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3. We’re getting smart lending down to a science.

Freddie Mac Loan Advisor℠ includes tools for the entire loan production process, giving you the power to originate more loans, more quickly, so you can reach more borrowers who are qualified.

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4. We’re expanding homeownership responsibly.

We offer a range of products built on credit safety and soundness that enable you to responsibly expand homeownership.

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5. We’re helping you identify the Borrower of the Future®.

We’re investigating behavioral, economic and societal data to help the industry better understand and address the evolving needs of the next generation of homebuyer – the Borrower of the Future. Our effort includes qualitative and quantitative insights into key trends affecting various buyer segments – and application of these learnings to our industry and improve the housing finance system.

Origination & Underwriting Spotlight

Standardized Subordinate Lien Documents

Access standardized subordinate mortgage documents that local and state housing finance agencies (HFAs) can offer their participating lenders and other housing providers to increase clarity and consistency around down payment assistance (DPA) programs.

Review and Download Documents

Fraud Prevention

Freddie Mac is committed to helping the mortgage industry fight fraud, and our Financial Fraud Investigation Unit (FFIU) is at the forefront of our mortgage fraud prevention efforts.

Learn More About Fraud Prevention

Quality Control

Effective QC programs are essential to your success in the mortgage industry. Quality begins before a loan application is taken and continues throughout the entire mortgage origination process. Take advantage of our reference guides, tools, and technology to help you through the QC process.

Learn More About Quality Control

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