Bringing innovation to origination and underwriting.
Whether you’re a veteran lender or brand new to the business, Freddie Mac has the process, products and people to help your company succeed.
Selling Updates Related to COVID-19
Guide Bulletin 2021-15: Selling Updates Related to COVID-19 – Extension with Notice of Expiration
This Bulletin announces the final extension of temporary flexibilities related to COVID-19.
Guide Bulletin 2021-10: Final Extension of COVID-19 Related Selling Flexibilities
This Bulletin announces the extensions of temporary flexibilities related to COVID-19, including the final extensions related to 10-day pre-closing verifications, condominium projects, and power of attorney.
Why do so many originators work with Freddie Mac? We have five reasons.
We’re reimagining every touch point of the mortgage experience – automating processes, deploying advanced data and modeling, and identifying the next generation of homebuyers – the Borrowers of the Future.
1. We’re Reimagining the Mortgage Experience℠
We’re making the mortgage origination process easier and more efficient for you and your borrowers, creating simpler, faster and lower cost ways for you to make more loans. You’ll get full use of Freddie Mac’s credit box and products built on safety and soundness.
2. We’re building a better mortgage process.
Automating processes gets loans to closing faster. We’re creating new ways to help you save time and money.
3. We’re getting smart lending down to a science.
Freddie Mac Loan Advisor℠ includes tools for the entire loan production process, giving you the power to originate more loans, more quickly, so you can reach more borrowers who are qualified.
4. We’re expanding homeownership responsibly.
We offer a range of products built on credit safety and soundness that enable you to responsibly expand homeownership.
5. We’re helping you identify the Borrower of the Future®.
We’re investigating behavioral, economic and societal data to help the industry better understand and address the evolving needs of the next generation of homebuyer – the Borrower of the Future. Our effort includes qualitative and quantitative insights into key trends affecting various buyer segments – and application of these learnings to our industry and improve the housing finance system.
Origination & Underwriting Spotlight
Freddie Mac is committed to helping the mortgage industry fight fraud, and our Financial Fraud Investigation Unit (FFIU) is at the forefront of our mortgage fraud prevention efforts.
Effective QC programs are essential to your success in the mortgage industry. Quality begins before a loan application is taken and continues throughout the entire mortgage origination process. Take advantage of our reference guides, tools, and technology to help you through the QC process.
Become a Seller/Servicer
Being a Freddie Mac client means you'll have access to a wide range of mortgage solutions to meet the diverse needs of your borrowers and your business, along with technology solutions that help you work smarter. Making a change now to track block behavior.
The same content you depend on, but more streamlined, intuitive and usable, with a modern look, robust search and improved functionality.
Discover solutions to help your first-time homebuyers and those with very-low to moderate-incomes, achieve the dream of homeownership.
Electronic Loan Documents
Freddie Mac accepts a combination of printed and electronic versions of loan documents, making it easier for you to integrate electronic documents into your business processes.
Home Value Explorer®
Home Value Explorer® (HVE®) is a Freddie Mac Automated Valuation Model (AVM) tool that generates an estimate of property value in seconds.
Loan Quality Advisor®
Automatically apply Freddie Mac’s risk assessment and eligibility requirements to see whether a loan is eligible for sale to Freddie Mac.
Collateral Valuation and Appraisal Resources
Get the latest appraisal industry news and insights into collateral-related Freddie Mac policy changes – and learn how technology and innovative risk reduction are shaping the future of appraisals.