Freddie Mac Single-Family Home Starts Here Podcast
Recent Podcast Episodes
Podcast April 27, 2023
CRTcast E7: State of the (Re)insurance Market
Mike Reynolds and Aon’s Joe Monaghan talk about the state of the (re)insurance market and its potential impact on (re)insurers.
Podcast February 27, 2023
The Future of Secondary Marketing Technology
Join Freddie Mac and Polly for our Power of Partnership podcast discussion of planning ahead for technology innovation that supports secondary marketing and capital markets in 2023 and beyond. Get to know Polly and its capabilities and how Freddie Mac and Polly partner to bring efficiencies to our mutual clients.
Podcast November 9, 2022
Raising the Bar: How Lenders RISE to make Home Possible
Hear from three of our 2022 RISE Award winners and learn what drove their success and how they keep moving the needle forward in homeownership.
Podcast November 8, 2022
Ensuring Efficiency and Accuracy through Integrations
How can you ensure efficiency and accuracy through technology integration? Join Freddie Mac and MCT as we talk technology integration and the importance of those integrations to support rate sheet and hedging accuracy – plus the benefits you can realize in your pricing, committing and accounting activities.
Podcast October 31, 2022
Best Practices for Managing Loan Pricing Economics
Join Freddie Mac and Innovient for our Power of Partnership podcast, where we talk best practices for managing loan pricing economics and how Innovient’s platform for capital markets interfaces with Freddie Mac – plus recommendations on margin preservation in a hyper-competitive market.
Podcast October 11, 2022
Risk Management Excellence with Terri Merlino
On the Mortgage Marketing Expert podcast, Terri Merlino, SVP and Chief Risk Officer for Single-Family spoke of how risk management and serving our mission are not mutually exclusive. She also talks about how relying on data and embracing a risk management culture are part of our holistic risk management approach.
Podcast September 30, 2022
CRTcast E6: Current State of the Market and Future Direction of CRT
Mike Reynolds and Christian Valencia, vice president of CRT Investments and Capital Markets (I&CM), and Jeff Shue, senior director of CRT I&CM, discuss the current state of the market and what to expect in the upcoming quarter.
Podcast August 5, 2022
Appraisal Adjustments with Scott Reuter
Scott Reuter, Chief Appraiser and Director of Property Valuation, discusses how to get appraisal adjustments, necessary changes to existing appraisal models and emerging technology tools.
Podcast April 29, 2022
Optimize Decisions for Optimized Executions
The Power of Partnership is our podcast under the Freddie Mac Home Starts Here podcast series that focuses on the strong relationships between Freddie Mac and our third-party partners. Today we’re talking about Freddie Mac’s 2022 pricing objectives and loan pricing components with our valued secondary market advisor, or SMA, partner MIAC, and how MIAC is making the analysis and loan sale process easier and delivering better results with its technology platform and advisory services. Listen in to learn how to optimize your pooling.
Podcast April 18, 2022
Digital Evolution with Srijana Giri and Phil Treadwell
Srijana Giri, Senior Director of Risk Analytics, discusses Freddie Mac’s digital evolution of income and assessment tools, ways data can expand access to credit for borrowers and how to be more productive and profitable leveraging technology.
Podcast April 13, 2022
Syndication’s Role in New Issue CRT
Christie Tintle, Managing Director and Head of Asset backed Finance Syndicate at Wells Fargo Securities, joins Mike Reynolds, VP of Single-Family Credit Risk Transfer, to discuss the syndicate’s role in CRT, overall and CRT specific market color, her entrance into the field and what’s ahead for 2022.
Podcast December 16, 2021
Automation in Origination: Enabling Integration Across the Industry
Kevin Kauffman, VP of Client & Partner Delivery, shares Freddie Mac’s focus on helping every party involved in a loan transaction - lender, borrower, technology provider - thrive. Hear how lenders can take the first step to reduce costs, improve processes and provide a superior borrower experience with automated solutions.
Podcast December 2, 2021
Housing Finance Agencies: A Key Partner in Equitable Housing
Different stakeholders within the mortgage and housing industry play a role in decreasing barriers to homeownership. Kasey Kier, Assistant Commissioner at Minnesota Housing, and Tamela Thurman, Director, Freddie Mac's Single-Family Equitable Housing Team discuss ways to address the array of complex issues communities of color face in attaining, sustaining and building wealth through homeownership.
Podcast November 17, 2021
CRT Then and Now, A Conversation with Don Layton
Don Layton, former Freddie Mac CEO, joins Mike Reynolds, VP of Single-Family Credit Risk Transfer, to discuss the inception of the GSE CRT market and how it supports Freddie Mac’s mission. Don and Mike dive into the benefits of CRT, address its criticisms and reflect on CRT’s core role in today’s financial system.
Podcast November 16, 2021
Models, Data and Analytics in Mortgage Lending
The mortgage industry is increasingly focused on innovation and growth. In this discussion Michael Bradley, Single-Family SVP Modeling and Analytics shares how Freddie Mac is using data in three ways – to improve decisions, to gain process efficiencies while reducing costs and to identify new solutions that our clients can benefit from.
Podcast November 9, 2021
Uncovering Bias Behind Racial Inequity in Home Appraisals
Racial and ethnic bias impact home appraisals. Pam Perry, vice president of Single-Family Equitable Housing sits down with Jillian White, SRA, head of collateral at Better.com to discuss new research on how valuation bias can affect the racial wealth gap, and holistic approaches to solve valuation disparities.
Podcast November 8, 2021
Michael Bradley Talks Best Practices for Deploying AI in the Mortgage Process
Single-Family Senior Vice President of Modeling, Econometrics, Data and Analytics, Michael Bradley discusses the advantages of AI and Machine Learning for mortgage lenders with Amy Gromowski, Senior Leader, Science & Analytics at CoreLogic and Frank Poiesz, Managing Director of Product, Origination Technology with Black Knight.
Podcast September 14, 2021
Breaking Down Structured Finance with Credit Suisse
Mike Reynolds, Vice President of Single-Family Credit Risk Transfer (CRT), talks with Dan King, Managing Director at Credit Suisse, about the role of investment banks in bringing new CRT transactions to market. Learn about the strategy behind deal structure and the complexities of investor appetite and placing new deals.
Podcast August 2, 2021
Fraudcast Episode 2: Investigating Suspicious IRS Transcripts
We recently investigated a case in which normally trusted income sources like tax returns looked suspiciously similar across multiple loan files for borrowers who were all supposedly self-employed. But when Martin Abad, a director in the Single-Family Fraud Risk (SFFR) investigations unit, took a closer look, he confirmed that what you see isn’t always what you get.
Podcast July 22, 2021
Asset and Income Modeler (AIM): A Collaborative Journey
In the mortgage process nothing more foundational than determining a consumer’s ability to repay their loan. Loan Product Advisor® asset and income modeler (AIM) does this reliably and quickly. Andy Sheehan, President and COO at Finicity and Kevin Kaufman, Senior Director, Loan Advisor, Strategic Partnerships and Integration discuss automating borrower capacity.
Podcast July 6, 2021
Blueprint for Lending Success: Lenders Share How They RISE in Any Market
National Homeownership Month is a time to celebrate the benefits of homeownership for families and communities across the country. Learn about lending success from three Freddie Mac Home Possible® RISE Award winners who are extending the reach of homeownership, daily.
Podcast June 9, 2021
Today's Market Drives Tomorrow's Servicing Technology
COVID-19 policy flexibilities for forbearance program have successfully prevented foreclosures, but won’t continue forever, and elevated volumes are driving demand for solutions that optimize mortgage servicing operations— from quick decisions on mortgage assistance options to reimbursement for servicing defaulted properties. In this episode, we sit down with servicing client, Mr. Cooper, to discuss PAID (Payments Automated Intelligent and Dynamic), a new tool that improves the servicer workflow for expense reimbursements.
Podcast June 4, 2021
A Download on Insurance Risk Sharing with Arch MI
Single-Family Credit Risk Transfer (CRT) VP Mike Reynolds sits down with Jim Bennison, Executive VP and Head of Alternative Markets at Arch MI. Mortgage insurance can be thought of as the oldest and most used form of CRT for Freddie Mac. Learn more in this discussion about how mortgage insurance companies, including (re)insurers, play a key role in the U.S. housing market ecosystem.
Podcast May 4, 2021
Making the GreenCHOICE to Drive Home Affordability
Reducing home utility costs places families in a better financial situation and helps preserve home affordability over time. In this episode, we discuss tools that give lenders and appraisers the ability to rate the energy performance of homes and how to affordably reduce costs through energy efficiency upgrades.
Podcast April 26, 2021
Affordable Housing: How Affordable Housing Supports Minority Homeownership
Freddie Mac Single-Family Senior Economist Jaya Day has an honest conversation on affordable housing and how it impacts minority homeownership.
Podcast March 19, 2021
Talking Risk Intelligence with Andrew Davidson & Co., Inc.
Mike Reynolds, Single-Family VP of Credit Risk Transfer, sits down with Andrew Davidson & Co., Inc. (AD&Co) founder Andy Davidson to talk all things risk intelligence, including planting the first seed about a GSE CRT market in 2010 and connecting with Freddie Mac to launch the first GSE CRT securities transaction in 2013. Founded in 1992, AD&Co. focuses on bringing the analytics and tools of Wall Street to the buy-side, enabling all parties to conduct business fairly. The company’s interest in GSE CRT stemmed from an obligation to making the mortgage market function better as well as from seeing a strong appetite among credit experts for more products to invest in.
Podcast February 26, 2021
Black Homeownership: A Proud History and Positive Look Forward
Homeownership is the cornerstone to wealth building, community pride and familial stability. However, many Black Americans face a significant number of barriers to homeownership and are under-represented among homeowners.
In this conversation, we’ll hear Lydia Pope, President-Elect, National Association of Real Estate Brokers and Pamela Perry, Vice President, Single-Family Equitable Housing discuss how their roles address barriers and obstacles that impede homeownership in the Black community.
Podcast February 10, 2021
Housing Industry’s Resolve® to Speed Up Mortgage Relief
Now, more than ever, Servicers are focused on how to efficiently deliver the best product for the homeowners. Hear how Cenlar, a Freddie Mac Servicer client, is using a new end-to-end default management platform, Resolve® to get fast decisions on mortgage relief options, while saving time and resources.
Podcast December 22, 2020
Affordable Housing: How Shared Equity Programs Help Create More Homeownership Opportunities
Listen to the Housing Wire podcast featuring Simone Beaty, director of single-family affordable lending at Freddie Mac, as she discusses our affordable housing solutions, impact of COVID-19 on underserved communities and how we're supporting shared equity programs to address the increasing demand for affordable homeownership.
Podcast December 15, 2020
The Language of Home: Overcoming Barriers for Limited English Proficiency Borrowers
Learn more about the partnership between Federal Housing Finance Agency, Freddie Mac and Fannie Mae to help borrowers challenged with limited English proficiency navigate the homebuying process. The result has been a resource that has assisted lenders, servicers, housing counselors, real estate professionals and other industry stakeholders in better serving LEP borrowers. The Mortgage Translations Clearinghouse holds translated mortgage-related terms, documents, and homeownership resources in the several languages representing some of the largest population and cultural segments within the United States, helping these consumers understand topics such as fraud avoidance, foreclosure prevention, financial wellness and mortgage options.
Podcast November 2, 2020
A Duty to Serve: Sustainable Native American Homeownership
This episode explores the historic and social homeownership challenges faced by Native American communities. Single-Family Affordable Lending Manager James Cromartie, and special guest Executive Director of Lakota Funds, Tawney Brunsch, discuss work being done to address the scarcity and limitations of homeownership and efforts underway to prepare borrowers on Native American reservations for successful homeownership through Freddie Mac’s Duty to Serve initiative.
Podcast September 16, 2020
Fraudcast: Episode 1 – Investigating Income Misrepresentation
Income misrepresentation is one of the most common forms of fraud today, but Freddie Mac is on top of it. Listen as Carrie Schoenhals, Single-Family Fraud Risk investigator, shares stories from her experiences in the field fighting income misrep, while providing tips on how you can get in front of fraud early.
Podcast September 14, 2020
Leveraging Digitization: How APIs Can Help Drive Efficiency Throughout the Mortgage Process
Freddie Mac is focused on delivering solutions to clients that improve efficiency and data accuracy, saving them time and money. Freddie Mac VPs David Fulford and Dan Ashdon discuss how using application programming interfaces (APIs) can help deliver the data you need, when you need it, to make faster, more efficient decisions across the entire loan lifecycle.
Podcast July 9, 2020
Leveraging Automation: Assessing Borrower Financials with AIM
In today’s digital world, consumers want fast, easy online transactions – and this has become more apparent and necessary in light of COVID-19. With automated and digital solutions lenders can provide a more electronic experience, cut costs, close loans faster and simplify the loan process while reducing risk for everyone involved. In this episode, Terri Merlino, Senior Vice President & Chief Credit Officer, David Fulford, Vice President, Strategic Technology Integration, and special guest, Tamara West, investor specialist with client partner, nbkc bank discuss Loan Product Advisor® asset and income modeler (AIM) for self-employed and how it has made a difference during this heightened time of need.
Podcast May 27, 2020
#HelpStartsHere: A Roundtable Discussion
From the origination process all the way to the investor, Freddie Mac is supporting the industry holistically in the wake of COVID-19’s effects. Are we better equipped than in the past to deal with this crisis? How are we working to be a stabilizing force in the industry and a resource for consumers? Freddie Mac executives discuss how they’re tackling unprecedented challenges head on, and how this crisis has strengthened their commitment to US homebuyers.
Podcast April 6, 2020
Freddie Mac Addresses Industry Challenges Due to COVID-19 Pandemic
With the spread of the coronavirus (COVID-19) throughout the country and its impact, Freddie Mac remains committed to providing liquidity and stability to the mortgage finance market and fulfilling our mission. Senior Vice President, Client and Community Engagement, Danny Gardner discusses business impacts and steps Freddie Mac Single-Family is taking to respond.