Do you have environmentally conscious clients? Are you trying to market an older home? Point your clients in the right direction for energy-efficient loan options that can help them improve the home they want.

Educating Clients on Energy Efficiency is a Win for Everyone

Freddie Mac has flexibilities that allow homebuyers to finance cost-effective, energy-saving home improvements as part of a single mortgage purchase. These flexibilities allow for certain energy-efficiency savings to be considered in the calculation of debt-to-income ratios. This means homebuyers may qualify for a larger loan amount and benefit from a more energy-efficient home, offsetting the additional costs by rolling them into the loan. You can read about this via the link in the sidebar.