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A couple holding the keys to their new home surrounded by boxes.

Beyond the Close: Collaborating for Post-Purchase Borrower Education

The entire housing finance ecosystem benefits when homeowners remain in their homes. Borrowers who are engaged sooner and educated more fully have a better experience and achieve more successful outcomes. This is the key to sustainable homeownership.

By The Single-Family Team, Freddie Mac

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  • Why the Single Security Should Be on Your Radar

    As you start mapping out your plans for 2018, make sure you're keeping the Single Security initiative on your radar. Next year you'll see more preparatory activities leading to the launch of the Single Security in 2Q of 2019.

  • The Uniform Closing Dataset (UCD) is Here

    The Uniform Closing Dataset (UCD) is here and you're now required to submit a UCD XML file for all loans delivered to Freddie Mac. Learn all of the new components to remember.

  • The GSEs Support Your UCD Transition

    Freddie Mac and Fannie Mae (the GSEs) have a new approach to enforcing the UCD delivery requirement.

  • Solution to Lower Mortgage Payments

    Your homebuying clients are mortgage-shopping, but they're unsure which option to select. So they call you for advice and ask if you know of any loan options where the monthly payments would go down at some point because they'd like to take that extra money and add it to their savings.

  • Important Update: UCD Closing Disclosure Relief

    Freddie Mac and Fannie Mae (the GSEs) are providing a six-month relief from embedding the Closing Disclosure PDF within the UCD XML file. The requirement to embed the Closing Disclosure PDF in the UCD XML file will be fully enforced no earlier than April 2018.

  • UCD Implementation Update

    The GSEs aim to provide clear and accurate UCD requirements to help lenders with their UCD transition. So we are updating and republishing the <em>UCD Delivery Specification</em> and other key resources.

  • Q&A with Phil Guth, Freddie Mac Vice President of Single-Family Business Development

    In a Q&A, Phil Guth, Freddie Mac Vice President of Single-Family Business Development, talks about how his Community Lender Support Team delivers resources.

  • Uniform Closing Dataset Final Specification Update

    There's now a six-month relief period for embedding the Closing Disclosure (PDF) within the Uniform Closing Dataset (UCD) XML file.

  • Requirements Once You've Established a Custodial Account

    As a reminder, all active Freddie Mac Servicers with at least one mortgage in their portfolio must have an account at an eligible depository for principal/interest and escrow and must submit their completed Letter Agreements to Freddie Mac when establishing their custodial accounts. To make it easier for you to submit the Letter Agreement, we've created new, step-by-step How to Submit a Completed Letter Agreement instructions [pdf].

  • Freddie Mac's Kathleen Caswell to Chair Massachusetts MBA

    Kathleen Caswell was inducted as Chair of the Massachusetts Mortgage Bankers Association. She has been a member of the MBA since 1991, and has held various board positions  including President.