You will soon be able to use your borrowers’ direct deposits to help expand your automated borrower capacity assessment. AIM for income using direct deposits also provides you the added confidence of representation and warranty relief for accuracy of the income calculation and integrity of the data.

Already Using LPA? That’s Great.

The AIM for income using direct deposits offering helps to:

  • Reduce the burden of obtaining traditional documentation.
  • Close loans faster – saving time and money by verifying both income and assets using one verification report.
  • Provide a superior borrower experience resulting in increased business.
  • Prevent fraud by obtaining borrower data from third-party service providers.
  • Increase your confidence that the income amount submitted to LPA is supported by AIM’s assessment.

More information and resources will be provided in an upcoming March Single-Family Seller/Servicer Guide Bulletin.

Not Using LPA and Looking for A Competitive Edge In 2022?

Your search is over. Let’s get started.

We Can Help.

Have questions or need help getting started? Contact your Freddie Mac representative or the Customer Support Contact Center (800-FREDDIE).