Run with Opportunity

Introducing LPA ChoiceSM - new Loan Product Advisor feedback messages that help you turn Cautions into Accepts. With unprecedented and actionable information, it’ll help you make faster and more informed decisions. Messages offer dynamic data points for DTI, LTV and reserves.

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Latest LPA Release

Learn more about the newest AIM enhancement that provides more opportunity for R&W relief eligibility. Plus, get updates about enhancements for CHOICERenovation® loans, government loan calculations and more.

LPA Implementation: Learn from Lenders like Yourself

Earlier this year, Citizens Bank implemented LPA and have uncovered more opportunities to grow their business. Read about the four moments that led Citizens Bank to make home possible for more borrowers with LPA.

2024 Cost to Originate Study

Today, lenders are increasingly experiencing rising costs and depressed revenues, incomes and margins. With growing costs and lower production revenues, how can lenders stay efficient and competitive in today’s market environment?

Automated Collateral Evaluation (ACE)

Our innovative offering that allows lenders to originate certain loans, including condo loans, without a traditional appraisal. Increases efficiency and reduces costs in the origination process for lenders and homebuyers.

Asset and Income Modeler (AIM)

Used to speed up the loan origination process, reduce documentation, quicken borrower qualifications and save you and your borrowers time.

LPA Version Transition Resources

Get relevant resources, notice of important dates and access to the latest information related to Loan Product Advisor specification version transition.

Discover Loan Product Advisor®

Reduce costs, improve efficiency and deliver a better borrower experience. Get Access

Quickly view and understand key results:

  • Assess your loan's overall underwriting risk by evaluating it against Freddie Mac credit requirements.
  • Review criteria including purchase eligibility, risk data and rep and warranty relief.
  • View solution options including fixed-rate/ARMs, Home Possible® and super conforming mortgages.
  • Act quickly on loan feedback with in-line action options.

Intuitive and easy to navigate

Source more correspondent business with an improved overall experience, including enhanced Loan Product Advisor® workflow and ease-of-use through a loan origination system vendor.

Expand home ownership opportunities

Loan Product Advisor® allows you to evaluate borrowers without a credit score, increasing your ability to provide home ownership opportunities.

Loan Product Advisor® is free for all users

The tool is free for lenders, correspondents and third-party originators – through Freddie Mac or any of several loan origination system vendors.

Training Resources

Loan Product Advisor® Webinars

Learn what’s new – and what you need to know to work more effectively – by sitting in on a free Loan Product Advisor® webinar.

Loan Product Advisor Training Resources

Training Resources to help you transition to the redesigned URLA and the enhanced Loan Product Advisor.

Ask the Expert

Learn how we are innovating and improving to better meet your needs with Loan Product Advisor, AIM and ACE. Designed with you in mind to speed up the process, reduce documentation, and deliver a better borrower experience.

Loan Product Advisor® Feedback Certificate: Reviewing Key Results

What does LPA have to say about your loan submission? Join us as we walk through the feedback certificate.

Enhanced Loan Product Advisor Direct Access Data Entry Webinar

Want more information on new enhancements made to LPA? Need help navigating within the LPA direct entry portal? This webinar covers these items and more, so that you have the confidence to input data into LPA that results in an accurate and complete feedback certificate. Register today so you can expand your data entry skills within LPA.

Additional Resources