Loan Product Advisor®
Loan Product Advisor® (LPA℠) enables you to assess a loan's overall underwriting risk against Freddie Mac credit requirements.
Run with Opportunity
Introducing LPA ChoiceSM - new Loan Product Advisor feedback messages that help you turn Cautions into Accepts. With unprecedented and actionable information, it’ll help you make faster and more informed decisions. Messages offer dynamic data points for DTI, LTV and reserves.
Latest LPA Release
Learn more about the newest AIM enhancement that provides more opportunity for R&W relief eligibility. Plus, get updates about enhancements for CHOICERenovation® loans, government loan calculations and more.
Discover Loan Product Advisor®
Reduce costs, improve efficiency and deliver a better borrower experience. Get Access
Quickly view and understand key results:
- Assess your loan's overall underwriting risk by evaluating it against Freddie Mac credit requirements.
- Review criteria including purchase eligibility, risk data and rep and warranty relief.
- View solution options including fixed-rate/ARMs, Home Possible® and super conforming mortgages.
- Act quickly on loan feedback with in-line action options.
Intuitive and easy to navigate
Source more correspondent business with an improved overall experience, including enhanced Loan Product Advisor® workflow and ease-of-use through a loan origination system vendor.
Expand home ownership opportunities
Loan Product Advisor® allows you to evaluate borrowers without a credit score, increasing your ability to provide home ownership opportunities.
Loan Product Advisor® is free for all users
The tool is free for lenders, correspondents and third-party originators – through Freddie Mac or any of several loan origination system vendors.
Training Resources
Additional Resources
Hours
Tool Availability Hours
- Mon - Fri: 5:30am - 2am EST
- Sat: 5:30am - 11pm EST
- Sun: 11am - 2am EST
Customer Contact Center & System Status Hours
- Mon - Fri: 8am - 7pm EST