As a reminder, at the direction of the Federal Housing Finance Agency (FHFA), Freddie Mac and Fannie Mae (the GSEs) announced on May 3, 2022, that the Supplemental Consumer Information Form (SCIF Freddie Mac/Fannie Mae Form 1103) will be a required document in the loan file for new conventional loans sold to the GSEs with application dates on or after March 1, 2023. Any data provided on the SCIF must also be included in each GSE’s automated underwriting system (AUS) submission file.

The SCIF supports lenders in the collection of borrower preferred language, applicable homeownership education and housing counseling details. Each GSE’s respective Guide Bulletin/Lender Letter formalized the requirement and our Selling Guides have been updated accordingly.

To help the industry meet the SCIF mandate, Freddie Mac has published the following documents:

Additional Information

If you have questions about the SCIF or supporting documents, please visit Freddie Mac’s multi-language web page and URLA web page, contact your Freddie Mac representative or email [email protected].