News & Insights
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May 13, 2024
2024 Cost to Originate Study
Digital-first lenders that leverage our technology solutions including Loan Product Advisor® (LPASM) to originate loans reduce costs and cycle times, increase pull-through rates, boost incremental yearly revenue and improve the borrower experience.
By The Single-Family Team, Freddie Mac
Industry trends, marketplace dynamics and much more.
Use the filters to find topics of interest or browse all articles to see the full range of available articles and insights.
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Press Release | July 11, 2019
Freddie Mac Statement in Support of Transition to Secured Overnight Financing Rate for Single-Family Adjustable Rate Mortgages
The following statement was released today by Freddie Mac (OTCQB: FMCC) and is attributed to Timothy Kitt, Senior Vice President, Head of Pricing and Execution at Freddie Mac.
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News Articles | July 11, 2019
GSEs to Use ARRC Concept Paper for Single-Family SOFR Index-based ARMs
Freddie Mac and Fannie Mae (GSEs), under the guidance of the Federal Housing Finance Agency (FHFA), intend to use the framework presented in a new paper by the Alternative Reference Rate Committee (ARRC) to modify existing ARM product requirements to enable the use of the Secured Overnight Financing Rate (SOFR) as the index.
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Press Release | June 12, 2019
Optional Use Period for the Uniform Residential Loan Application Will Not Begin July 1, 2019
At the direction of the Federal Housing Finance Agency (FHFA), Fannie Mae and Freddie Mac (the government-sponsored enterprises, or GSEs) are communicating that the optional use period for the redesigned Uniform Residential Loan Application (URLA) form and corresponding datasets will not begin on July 1, 2019 as previously scheduled.
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News Articles | June 4, 2019
How to Avoid Mortgage Fraud in 60 Seconds
Mortgage fraud is big business. Private and government sources estimate it costs consumers and lenders billions of dollars a year. Not to mention the number of families who lose their homes and hurt their credit by unwittingly turning to scam artists for help getting a mortgage or avoiding a foreclosure.
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News Articles | May 30, 2019
ULDD Update Further Aligns GSE Specifications
Today, Freddie Mac provided an update to Phase 3 of the Uniform Loan Delivery Dataset (ULDD), to further align the GSE specifications, and to support the new Uniform Residential Loan Application (URLA).
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| May 24, 2019
True Lies: Falsified College Transcripts Flunk 13 Loans
True Lies is our bimonthly series that shares real stories from the Single-Family Fraud Risk team’s experiences in the field, to help keep you informed on current fraud trends.
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News Articles | May 14, 2019
ULDD Phase 3 Announcement
Freddie Mac and Fannie Mae (the GSEs) are providing an update to Phase 3 of the Uniform Loan Delivery Dataset (ULDD), as a follow up to our January 10, 2019 announcement. The GSEs are clarifying updates to existing ULDD data points, as described below.
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News Articles | May 9, 2019
CHOICEHome: The Next Generation of Factory-Built Housing
At last, there’s parity in financing between qualified factory-built homes and site-built homes.
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News Articles | April 3, 2019
Reminder: Upcoming UCD Seller Data Requirement
Freddie Mac and Fannie Mae (the GSEs) are committed to supporting the industry with its adoption of the Uniform Closing Dataset (UCD). As announced on June 26, 2018, the GSEs have reduced the Seller data requirements from previous UCD Specifications and have narrowed the requirement to the Seller data that is disclosed in the Borrower’s Closing Disclosure.
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News Articles | March 26, 2019
We're Making Changes to Loan Product Advisor
You’ve told us our technology needs to give you clearer results, smoother processes and the ability to make smarter, faster decisions so that, ultimately, you can originate more loans and reach your business goals.
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