Today, Freddie Mac is providing an update to Phase 3 of the Uniform Loan Delivery Dataset (ULDD), as a follow up to the joint GSE May 14, 2019 announcement. The clarifications to existing data points, are described below.

URLA Data Collection in ULDD

In order to further align the GSE specifications, and to support the new Uniform Residential Loan Application (URLA), which may be used as early as July 1, 2019, we have updated the ULDD specification to accommodate the following change, effective July 1, 2019:

  • PropertyStructureBuiltYear (ULDD Sort ID 67) will be conditionally required if a property appraisal, or Home Value Explorer® (HVE), Freddie Mac's Automated Valuation Model (AVM) tool, was used to value the subject property.

Credit Score Provider Data

We’ve updated the specification to refine the list of enumerations for CreditScoreProviderName (Sort ID 591.1) for technical affiliates of MeridianLink® and Equifax Mortgage Solutions. Refer to Appendix D  (Tab 8-Enumerations) for the complete listing of all merged credit providers.

Additional Information

Questions about this announcement may be directed to your Freddie Mac representative or sent to the ULDD Mailbox. The ULDD FAQs and the Freddie Mac Single-Family Seller/Servicer Guide (Guide) will be updated in the coming weeks to reflect the information provided in this announcement.

The ULDD specification incorporates the above changes in Tab 9A1-ULDD 5-14-19, Re-issued 5-29-19, which provides a comprehensive view of today’s updates along with those issued May 14; the following are available on the ULDD webpage: