Our Seller-owned Converted Mortgage requirements provide a streamlined process for selling converted ARMs, so that when market conditions change or you look to restructure your balance sheet, the sale process is quick, easy and profitable. These types of mortgages mean borrowers can convert to the security of a fixed-rate mortgage when interest rates rise – in one easy process.

Seller-owned Converted Mortgages help you originate convertible ARMs for your portfolio with the assurance that you’ll have a secondary market outlet once they convert to a fixed rate of interest. They also help you to effectively manage your mortgage portfolio when market conditions change, easily sell ARMs that have converted when adjusting your loan-to-deposit ratios, and leverage a cash execution to improve your liquidity or a guarantor execution to retain an asset on your books.