Family, Parents Loving their Child

Freddie Mac's Equitable Housing mission is to expand homeownership opportunities and to access affordable housing for underrepresented borrowers, especially communities of color. Barriers to close the White-Black mortgage ownership gap threatens to exacerbate racial inequality for decades to come. Changing the course of this entrenched challenge will require the entire housing ecosystem.

These resources aim to solve this housing challenge through data-driven solutions.

Insights and Resources

Closer Collaboration with HFAs Can Grow Business in Underserved Communities

Created to finance affordable housing activities, housing finance agencies (HFAs) are public entities that offer first mortgage loan products and down payment assistance. How can HFAs help pave the way for homeownership?

What Can be Done Today to Expand Homeownership in Underserved Communities Despite Covid-19

Increasing homeownership in underserved communities is one of the biggest challenges confronting the industry. From housing supply to COVID-19, how is the industry using data to address barriers?

eBook: Guiding Current and Future Homeowners During a Crisis

Amid COVID-19, housing professionals and lenders are adjusting in order to meet changing borrower needs. Get resources for addressing unique industry challenges while supporting borrowers and empowering them with education.

Interactive - 8 Steps on the Path to Homeownership

How can you help homebuyers address common challenges along the path to homeownership? Explore the interactive experience and learn how housing professionals can guide and support homebuyers on their journey.

Down Payments: Helping Future Borrowers Bridge the Awareness Gap

Even with the tools available to lenders now—such as down payment assistance and educational programs—many qualified borrowers may be missing out on the opportunity to build wealth and financial stability through homeownership. How can lenders and housing professionals help dispel down payment myths?