News & Insights
May 13, 2024
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By The Single-Family Team, Freddie Mac
Industry trends, marketplace dynamics and much more.
Use the filters to find topics of interest or browse all articles to see the full range of available articles and insights.
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News Articles | April 26, 2012
Best Efforts Contracting Troubleshooting Tips
On Monday, April 23, the Freddie Mac selling system was updated for the Uniform Loan Delivery Dataset (ULDD), and the system now reflects the ULDD-named fields and layout. To ensure that you have all the information you need to continue to process and deliver your loans smoothly, be sure to check out the many resources and tools on the ULDD page of our website.
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News Articles | April 20, 2012
April 23 ULDD Selling System Update
This evening, Friday, April 20, from 8 p.m. ET until Monday, April 23 at 8 a.m. ET, you will not be able to use the selling system while we update it for the Uniform Loan Delivery Dataset (ULDD). On Monday morning, the selling system will look very different with the new ULDD-named fields and layout.
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News Articles | April 3, 2012
GSEs Updating Loan Delivery Systems to Support ULDD on April 23, 2012
On April 23, 2012, Fannie Mae and Freddie Mac (GSEs) will each release updates to their respective loan delivery applications to support the Uniform Loan Delivery Dataset (ULDD) requirements for all loan deliveries on or after July 23, 2012. To help you continue to make progress in transitioning to the ULDD-compliant data points and file format, the GSEs are reminding you of the updated delivery applications available later this month and are providing resources to support your implementation efforts.
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News Articles | March 23, 2012
Prepare for April 23 Selling System Update
On Monday, April 23, 2012, you will see an updated version of the selling system that reflects the Uniform Loan Delivery Dataset (ULDD)-named fields and layout. To ensure that you’re ready for the update, you need to be aware that the selling system will look significantly different and that there are several topics that you need to review to fully prepare for the changes.
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News Articles | February 17, 2012
Take Full Advantage of the Selling System CTE Now
Are you taking advantage of the Freddie Mac selling system customer test environment (CTE) to prepare for the Uniform Loan Delivery Dataset (ULDD)? The CTE allows you to conduct end-to-end testing of your loan delivery process under the ULDD requirements and it provides you with an important tool to test your readiness for the ULDD.
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News Articles | February 8, 2012
Payup Offerings Expanded to Help Maximize Your Return
Through our cash pay ups, you can get premium pricing for loans with specified attributes, eligibility for commitment periods up to 60 days, and more earnings on your CRA originations. Find more information on eligible and ineligible mortgages, general requirements, and other related details.
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Press Release | November 10, 2011
Advanced Notice on New ULDD Data Requirements for Delivery in November 2012
Freddie Mac and Fannie Mae (the GSEs) are notifying you about a future Uniform Loan Delivery Dataset (ULDD) data collection requirement to enable you to appropriately plan for upcoming changes. As part of the Dodd-Frank Wall Street Reform and Consumer Protection Act, the Securities and Exchange Commission (SEC) issued SEC Rule 15Ga-1i, which requires all securitizers, including the GSEs, to publicly disclose information regarding ABS loan repurchase requests.
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News Articles | November 9, 2011
FHFA Launches Website to Support Limited English Proficiency Borrowers
Buying a home can be overwhelming, especially for the more than 25 million people in the U.S. who may not be proficient in English. We’re pleased to offer a solution in easing the path to homeownership with Mortgage Translations - a new website powered by the Federal Housing Finance Agency (FHFA) in collaboration with Freddie Mac and Fannie Mae – that serves as a centralized location of online resources to assist homebuyers in their language.
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News Articles | November 9, 2011
Emerging Fraud Trends: Short Payoff Fraud
Given increased defaults and declining property values in certain locations, the mortgage industry is experiencing an increase in short payoffs, sometimes called short sales. In fact, over the last two years, short payoff volume at Freddie Mac has grown more than 1,000 percent (2007-2009) leaving the market ripe for incidences of short payoff fraud.
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News Articles | November 9, 2011
Detected Any Mortgage Fraud Schemes Lately?
With evolving technology and so many different fraudulent schemes, defrauding lending and servicing institutions has become all too common in today's market. The Single-Family Fraud Risk (SFFR) researches and follows housing market fraud trends and has put in place important guidelines to assist you and your organization in protecting against mortgage fraud.
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