Freddie Mac and Fannie Mae (the GSEs) have published the static components of the updated redesigned Uniform Residential Loan Application (URLA) (Freddie Mac Form 65/ Fannie Mae Form 1003), reflecting revisions announced on August 8, 2019. This static version of the URLA, along with the list of changes in our announcement, includes all changes to form appearance, allowing industry participants to scope additional changes needed to implement the redesigned form. The GSEs will publish an interactive (fillable) PDF version of the redesigned URLA in early 2020.

A detailed description of each change is presented in Appendix 1 in the joint announcement. Changes have been made to the Borrower Information, Additional Borrower Information, Lender Loan Information, Continuation Sheet, and Unmarried Addendum components. The Rendering Design Options document has been updated and reposted to reflect these changes.

NOTE: The dynamic version of the redesigned URLA has been retired.

The GSEs are on track to publish their respective updated automated underwriting system (AUS) specifications and supporting documents in November 2019, and to announce the updated implementation timeline and mandate before the end of the year.  

Additional Information

The GSEs are committed to helping our customers and other industry stakeholders understand and adopt the updated redesigned URLA and AUS specifications. We will continue to work closely with lenders and technology solution providers to assist them throughout the implementation process.

The documents referenced in this announcement, as well as other supporting materials, are located on each GSE’s URLA web page.   

If you have questions about the redesigned URLA, AUS specifications, or other supporting documents, please contact your GSE representative or email [email protected].