As a cornerstone of U.S. home financing, Freddie Mac purchases a variety of fixed-rate mortgages. Our fixed-rate mortgage offerings leverage the power of a fixed interest rate for the life of the loan. Fixed-rate mortgages for single-family homes are used mostly for1- to 4-unit primary residences, condominiums, second homes, manufactured homes, and investment properties.

Today we have the advantages you need for your current fixed-rate mortgage originations. Combine a fixed-rate mortgage with a range of Freddie Mac mortgage products, and cash sales or securities executions, for highly competitive options that meet the needs of an increasingly diverse borrower base.

For super conforming fixed-rate mortgages, see our detailed requirements in Chapter 4603 of the Single/Family Seller/Servicer Guide (Guide).

Fixed-rate mortgages help offer a popular, stable mortgage product line that can be combined with many options to increase your origination volume in any market condition, enhance your competitive options with both cash and securities sale options and effectively manage your retained mortgage holdings with seasoned fixed-rate mortgage sale solutions.