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Kevin Kauffman One Million Keys article

One Million Keys Turned: Opening Doors Nationwide with Low Down Payment Solutions

One million families have achieved homeownership with Freddie Mac’s low down payment solution, Home Possible® – and we’re just getting started.

By Kevin Kauffman, SVP of Seller Engagement

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  • Updated URLA and SCIF Instructions

    The GSEs have updated the Uniform Residential Loan Application (URLA) Instructions and the Supplemental Consumer Information Form (SCIF) Instructions. New FAQs have also been published. Learn more.

  • Loan Selling Advisor October 2024 Updates

    Enhancements to Loan Selling Advisor October 28 through November 2024 plus other delivery requirement updates.

  • November 2024 Loan Product Advisor Release

    Our newest AIM enhancement provides more opportunity for R&W relief eligibility so you can close loans smoothly and with confidence. Learn more about this enhancement and other LPA updates coming in November.

  • LPA Choice: Identify Opportunity to Get to Accept

    New feedback messages provide unprecedented information, so you don’t miss opportunities to get to Accept.

  • Tip Referral Tool and Resources Now Available

    Starting September 30, 2024, Seller/Servicers and industry participants will report mortgage fraud and suspicious activity and adverse self reporting through the Tip Referral Tool (TRTSM) – our latest tool created to assist you in submitting information in a more centralized, convenient and secure manner.

  • Changes to Adverse Self Reporting in Quality Control Advisor

    The adverse self reporting functionality in Quality Control Advisor® will be disabled on September 30. You will need to report adverse findings in our new Tip Referral Tool (TRT).

  • UCD v2.0 Spec Announcement and Supporting Resources

    A GSE Announcement about the Uniform Closing Dataset (UCD) v2.0 Specification, Quick Start Guide and Updated FAQs

  • Start Using the Tip Referral Tool on September 30

    The Tip Referral Tool (TRTSM) will be available on September 30, 2024. TRT was created to streamline the way you report mortgage fraud or suspicious activity and adverse self reporting. Learn how you’ll access the tool and help us hold the line against fraud.

  • September 2024 ECO Release: Expands View into Opportunities

    Take a look at the latest enhancements recently added across ECO.

  • October 2024 Loan Product Advisor Release

    In October, LPA Choice feedback messages will make its debut to provide unprecedented, actionable information so you don’t miss opportunities to get to Accept. Learn more about LPA Choice and other enhancements coming soon.