Sell For Cash

Cash Execution Options to Meet All of Your Business Needs

Immediate Liquidity

Freddie Mac’s cash program allows you to increase your liquidity, so you’ll have funds to offer more mortgages to more of your borrowers. Sell a loan or a group of loans through one of our highly competitive cash execution options. You may opt to either retain or release servicing of the loans you sell to us. All of Freddie Mac’s cash execution options are available to you through Loan Selling Advisor^®.

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Cash Execution Options

Freddie Mac has three cash execution options available to you: mandatory fixed-rate, best efforts fixed-rate, and mandatory adjustable-rate mortgage (ARM). Our offerings give you flexibility in transacting with Freddie Mac based on what makes sense for your business.

Mandatory Fixed-Rate Execution Option

With a mandatory fixed-rate contract, you may enter into an agreement with Freddie Mac to deliver one or more fixed-rate mortgages of a specified dollar amount in exchange for cash.

Best Effort Fixed-Rate Execution Option

With a best efforts fixed-rate contract, you agree to use your ‘best effort’ to deliver a specified fixed-rate mortgage, with a specified note rate, term, and amount, to Freddie Mac in exchange for cash.

Business employee explains agreement to couple

Mandatory ARM Execution Option

With a mandatory ARM contract, you may enter into an agreement with Freddie Mac to sell ARMs with various margins and interest rates in exchange for cash.

Additional Resources

Best Efforts Contract Option Tutorial

This tutorial provides a detailed view of the process of taking out and fulfilling a Best Efforts Contract, covering requirements, pricing, and creating/modifying a contract.

Selling & Delivery

Discover Selling Options

Loan Selling Advisor^®

Integrate all secondary marketing functions, from pricing to funding, so you can easily deliver loans to us.

The Seller/Servicer Guide

Everything you need to know to work with us is in the Seller/Servicer Guide and associated Guide Bulletins and Industry Letters.

Import Cash Contracts Specification

Freddie Mac's Loan Selling Advisor, Import Cash Contracts Specification v0.0.10.

Import Cash Contract Sample CSV

Freddie Mac’s Loan Selling Advisor, Import Cash Contract Sample CSV v0.0.9

Import Cash Contract Sample XML

Freddie Mac’s Loan Selling Advisor, Import Cash Contract Sample XML v.0.0.9

Best Practices for Best Efforts Contracts

Freddie Mac's best practices for best effort commitments.

Adjustable Rate Mortgage (ARM) Cash Contracts Tutorial

Learn how to create an ARM Cash Contract in Loan Selling Advisor & how to navigate the contract screens & accept the price.

Cash Payups for Mortgages with Specified Characteristics

Freddie Mac offers a payup to standard cash pricing for fixed-rate mortgages with certain loan characteristics, such as original Note amounts less than $250,000.

Mandatory Fixed-Rate, Servicing-Retained Cash Contracts

Learn about the fundamentals of Mandatory Cash, Fixed-Rate, Servicing Retained or Concurrent Transfer of Servicing contracts and how to create them in Loan Selling Advisor^®.

Loan Selling Advisor Cash Selling and Delivery Process Flow

Use this interactive process flow to understand the steps for successful Cash Contract Delivery and Fulfillment through Loan Selling Advisor.