News & Insights
November 21, 2022
Together, We Can Make a Strong Impact on Affordable Lending
This year, we have ambitious goals to increase homeownership opportunities for millions of very low-, low- and moderate income families, diverse communities, first-time borrowers, and other underserved groups.
By The Single-Family Team, Freddie Mac
Industry trends, marketplace dynamics and much more.
Use the filters to find topics of interest or browse all articles to see the full range of available articles and insights.
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News Articles | June 1, 2022
Equifax Coding Error Impacting Credit Scores and Data
We were recently notified of an Equifax Inc. coding issue that may have resulted in errors to consumer credit scores and data from March 17 to April 6, 2022. Any lender that received credit report data directly from Equifax online or via a third-party consumer reporting agency/reseller over this period may be affected by this incident.
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News Articles | May 31, 2022
Revised Timeline for Uniform Closing Dataset Critical Edits Transition
We’ve revised the timeline for the remaining UCD Critical Edit transition phases, giving you more time to prepare.
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Technology Updates | May 26, 2022
Our Latest Loan Product Advisor® Feedback Message Updates Help You Make Faster Decisions
New and updated Loan Product Advisor® (LPA℠) feedback messages were written to help you make faster decisions – based on your unique loan scenarios. This month we share message updates effective in May and messages effective this summer that relate to the automation of 10-day PCVs, AMI, ACE+ PDR, AIM and more.
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News Articles | May 25, 2022
Federal Housing Finance Agency (FHFA) Announces Updated AMI Limits
The Federal Housing Finance Agency (FHFA) recently issued updated area median income (AMI) limits which we use to determine whether a borrower’s annual qualifying income meets the income eligibility requirements for Home Possible or Refi Possible mortgages.
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Technology Updates | May 19, 2022
Spring Forward with Loan Selling Advisor
Check out some recent ULDD news, an update about ULDD testing and see what’s coming in Loan Selling Advisor®.
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News Articles | May 16, 2022
Total MI Reconciliations Release Summary
Get the latest news and release information on Total MI Reconciliations - a tool to verify and validate MI coverage.
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News Articles | May 3, 2022
Supplemental Consumer Information Form Update
At the direction of the Federal Housing Finance Agency (FHFA), Freddie Mac and Fannie Mae (the GSEs) are announcing that the Supplemental Consumer Information Form (SCIF) (Freddie Mac Form 1103) will be a required document in the loan file for new conventional loans sold to the GSEs with application dates on or after March 1, 2023.
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Technology Updates | April 27, 2022
April 2022 Loan Product Advisor® Releases and Feedback Message Enhancements
Read about April Loan Product Advisor releases that include asset and income modeler (AIM) for self-employed enhancements and several improved feedback messages.
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News Articles | April 26, 2022
ULDD Phase 4a Is Coming! Here are Some Updates to Help You Prepare
We’ve made updates in support of ULDD Phase 4a, including updates to supporting documents and data points.
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News Articles | April 20, 2022
Loan Closing Advisor April 21 Release Reminder
Three Qualified Mortgage-related data points will transition from warning to critical on April 21, 2022.
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