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Mortgage Insurance Collaborations Facilitate Workflow, Improve Servicer Experience

Partnering with Servicers and MI companies, we developed Total MI® a cohesive technology suite of tools that uses automation and efficient data exchange to streamline the MI lifecycle. The results are clear: more efficient processes, reduced risk and a better experience for everyone involved.

By The Single-Family Team, Freddie Mac

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  • Uniform Closing Dataset v2.0 Technical Resources and Loan Closing Advisor December 19 Release

    Freddie Mac and Fannie Mae (the GSEs) have published technical resources related to the Uniform Closing Dataset (UCD) v2.0 Specification (UCD v2.0), which includes an Implementation Guide, Schema and Test Case Suite. Also, Loan Closing Advisor updates include the Qualified Mortgage (QM) Regulation Z Points and Fees Threshold, and QM Annual Percentage Rate (APR) - Average Prime Offer Rate (APOR) Spread.

  • January 2025 Loan Product Advisor Release

    We’re updating feedback messages, the AUS Transaction Number and more. We’ve also implemented new loan limits for 2025. Plus, get a preview of feedback messages effective soon.

  • Loan Quality Advisor enhancement to support ACE and ACE+PDR Expansion

    We’re updating messaging in Loan Quality Advisor® to support expanding access to our automated collateral evaluation (ACE) and ACE+ PDR (property data report) appraisal alternatives as announced in Single-Family Seller/Servicer Guide Bulletin 2024-16.

  • Resolve Release Summary

    Learn more about the latest and upcoming capabilities that are launching iteratively in Resolve, the new default management solution.

  • Annual Digital Certificate Renewals – December 2024 and January 2025

    Learn about important dates and potential impacts related to annual digital certificate renewals for some S2S API-based integrations.

  • Loan Selling Advisor December 2024 Updates

    Enhancements to Loan Selling Advisor through December 2024 plus other delivery requirement updates.

  • Loan Limit Values for 2025

    In line with the Federal Housing Finance Agency announcement, we’re increasing our maximum baseline conforming loan limit and high-cost area loan limit values.

  • December 2024 Loan Product Advisor Release

    Learn more about the December LPA updates for feedback messages, government loan calculations and more.

  • Q4 2024 and Q1 2025 Loan Quality Advisor® Releases

    The Q4 2024 and Q1 2025 Loan Quality Advisor releases include a salability/early eligibility message, bi-annual credit reporting companies (CRCs) and technical affiliates (TAs) updates, new and updated risk assessment messages for incomplete and Caution loans, and Loan Product Advisor (LPA) data compare message rewrite.

  • Updated URLA and SCIF Instructions

    The GSEs have updated the Uniform Residential Loan Application (URLA) Instructions and the Supplemental Consumer Information Form (SCIF) Instructions. New FAQs have also been published. Learn more.