Uniform Loan Delivery Dataset

Values: 

◊ Enter the total renovation costs amount associated with the renovation loan. 
◊ The amount entered must be greater than "0" (zero). 
◊ For CHOICERenovation^® Mortgages eligible for the credit for Credit Fees for GreenCHOICE Mortgages^®, refer to Guide Section 6302.43(c).
 

Values:

◊ Enter the total renovation costs amount associated with the renovation loan.
◊ The amount entered must be greater than "0" (zero).
◊ For CHOICERenovation^® Mortgages eligible for the credit for Credit Fees for GreenCHOICE Mortgages^®, refer to Guide Section 6302.43(c).
 

Values:

◊ This is the 9-digit Freddie Mac-supplied number assigned to the original Mortgage by the Seller when the Mortgage was initially sold to Freddie Mac.
◊ Enter the 9-digit Freddie Mac-supplied number assigned to the original Mortgage by the Seller when the Mortgage was initially sold to Freddie Mac for Freddie Mac-Owned Converted Mortgages, Enhanced Relief Refinance Mortgages, Refi Possible^SM Mortgages, and, if available, HomeOne^SM Mortgages, Freddie Mac-owned "no cash-out" refinance Condominium Unit Mortgages, Freddie Mac-owned "no cash-out" refinance Cooperative Share Loans,  GreenCHOICE Mortgages^SM, OR as directed in Seller's negotiated term.
Format: Values may not exceed 9 characters.

Values:

◊ Enter "FRE" for Freddie Mac-owned Converted Mortgages, Freddie Mac-owned "no cash-out" refinance Condominium Unit Mortgages, Freddie Mac-owned "no cash-out" refinance Cooperative Share Loans, GreenCHOICE Mortgages^SM , Enhanced Relief Refinance Mortgages, HomeOne^SM Mortgages, and Refi Possible^SM Mortgages, OR as directed in Seller's negotiated term. 
◊ Enter "Seller" for Seller-Owned Modified Mortgages and Seller-Owned Converted Mortgages.

Updated Conditionality Details for GreenCHOICE Mortgages^® - added criteria of application received date prior to January 25, 2027.

Added Conditionality Details and Implementation Notes for CHOICEReno eXPress^® and CHOICERenovation^® Mortgages.

Values:

◊ For GreenCHOICE Mortgages^®,Eenter the cost of the eligible improvements as described in Guide Section 4606.1(b) (November 6, 2024) or the amount to pay an Existing Debt as specified in Guide Section 4606.1(c) (November 6, 2024).  ◊ The amount entered must be greater than "0" (zero). 
◊ For CHOICEReno eXPress^® Mortgages, if applicable, enter the cost of the eligible renovations as described in Guide Section 4606.1(e) or the amount to pay an Existing Debt as specified in Guide Section 4606.3(c).
◊ For CHOICERenovation^® Mortgages (CHOICERenovation and CHOICERenovation­InProgress), if applicable, enter the cost of the eligible renovations as described in Section 4607.6(a) or the amount to payoff short-term financing, as defined in Section 4607.6(d).

Values:  

◊ For GreenCHOICE Mortgages^®enter the cost of the eligible improvements as described in Guide Section 4606.1(b) (November 6, 2024) or the amount to pay an Existing Debt as specified in Guide Section 4606.1(c) (November 6, 2024). The amount entered must be greater than "0" (zero).
◊ For CHOICEReno eXPress^® Mortgages, if applicable, enter the cost of the eligible improvements as described in Guide Section 4606.1(e) or the amount to pay an Existing Debt as specified in Guide Section 4606.3(c).
◊ For CHOICERenovation^® Mortgages (CHOICERenovation and CHOICERenovation­InProgress), if applicable, enter the cost of the eligible renovations as described in Section 4607.6(a) or the amount to payoff short-term financing, as defined in Section 4607.6(d).

Format: Enter as a positive number.
Values: 

◊ Enter the Note Amount (Sort ID 319) minus the following amounts paid with the proceeds of the refinanced Mortgage:

• Existing first lien (including prepayment penalty)
• The amount paid on any subordinate liens secured by the Mortgaged Premises that were used in their entirety to purchase the subject property
• Closing Costs 
• The outstanding balance of a land contract or contract for deed, per the requirements of Guide Section 4404.1
• A Property Assessed Clean Energy (PACE) or PACE-like obligation, per the requirements of Guide Section 4301.8 
• For GreenCHOICE Mortgages^®, the eligible improvements, per the requirements of Guide Sections 4606.1(b) and 4606.3 
• For CHOICERenovation^® Mortgages, the eligible renovations per the requirements of Guide Sections 4607.6 and 4607.7(c) 

Values: 

◊ Enter the original Note Date unless the Mortgage is one of the following:

◊ For Construction to Permanent Mortgages and Renovation Mortgages:

• For one-time close transaction with automatic conversion, enter the Note Date of the One-Time Close transaction.
• For two-time close transaction, enter the Note Date of the Permanent Financing.

◊ For Seller-Owned Modifications this data point is not required.
◊ Enter the date of GreenCHOICE or CHOICEReno eXPress^® Mortgage ^® funding and not the anticipated date of final disbursement of the Escrow Funds.

Values: 

Enter the original Note Date unless the Mortgage is one of the following:  

◊ For Construction to Permanent Mortgages and Renovation Mortgages:

• For one-time close transaction with automatic conversion, enter the Note Date of the One-Time Close transaction.
• For two-time close transaction, enter the Note Date of the Permanent Financing.

◊ For Seller-Owned Modifications this data point is not required.  

◊ Enter the date of  GreenCHOICE or CHOICEReno eXPress^® Mortgage funding and not the anticipated date of final disbursement of the Escrow Funds.