DEFINITION: These are homes where the borrower finances and owns both the land and home, and it meets all applicable real property requirements. Freddie Mac currently supports financing for this type of manufactured home.

We currently support financing for real property manufactured homes, but we want to do more. Through Duty to Serve, we're working with industry stakeholders to:

  • Purchase more loans used to finance manufactured homes titled as real property.
  • Enhance current products and create new offerings.
  • Provide consumer education to help borrowers navigate the real property market.
  • Expand our affordable housing vision by providing conventional loan financing with CHOICEHomeSM, our innovative, affordable mortgage initiative.