Expand homeownership opportunities to more borrowers with mortgages secured by manufactured homes. Freddie Mac's requirements for manufactured homes are designed so that the mortgages we purchase are originated, underwritten and serviced to help qualified borrowers buy homes they can both afford and maintain.

It's important that lenders understand the requirements for titling manufactured homes and perfecting liens on the manufactured home in each state where mortgages secured by manufactured homes are originated. This understanding will help create more financing options for low-and moderate-income borrowers.

To originate mortgages secured by manufactured homes, it is important that you review our complete requirements in Single-Family Seller/Servicer Guide (Guide) Chapter 5703.

Mortgages secured by manufactured homes help you expand your homeownership opportunities to low- and moderate-income borrowers, meet your Community Reinvestment Act goals and streamline your process with Loan Product Advisor® (LPASM) automated underwriting technology.

Check out our innovative mortgage, CHOICEHome®, to help your borrowers gain access to high-quality, affordable manufactured homes.