SF.FreddieMac.com

Affordable Housing Preservation

We need more affordable homes.

Affordable housing preservation helps us maintain affordability for initial and subsequent buyers, in addition to reducing housing costs. We're leveraging our infrastructure, expertise, resources and experience to further support the preservation of affordable housing.

Affordable Housing Preservation Solutions

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Shared Equity Programs

Shared equity homeownership programs provide homeownership opportunities that are affordable for purchase by a very low-, low- or moderate-income homebuyer.

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Community Land Trust (CLT) Conversation Guide

This conversation guide is designed to help you speak with your customer about our Community Land Trust (CLT) Mortgage offering.

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Community Land Trust (CLT) Mortgages

Our CLT mortgage offering preserves affordable housing units over time, promotes sustainable homeownership for borrowers and provides simpler underwriting requirements for lenders.

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Energy Efficiency Improvements

Energy, heating and cooling costs are the largest utility expense for most U.S. homes and can be a financial burden.

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GreenCHOICE Mortgages®

Our GreenCHOICE Mortgage® offering helps families facilitate the financing of energy efficient home improvements and energy efficient homes.

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Affordable Housing Preservation FAQ

Frequently asked questions about Affordable Housing Preservation.

Additional Resources

Collaboration on Shared Equity Programs in Milwaukee, Minneapolis and Omaha Can Create Lasting Opportunity

Sustainable affordable housing needs industry partnerships and innovation. See how such collaboration in Milwaukee, Minneapolis and Omaha leveraged shared equity programs to address affordable housing preservation.

Energy Efficiency: Value Added to Properties & Loan Performance

Explore the connection between a home’s energy efficiency, its sales price and affordability.

Community Land Trust (CLT) Mortgages

Our CLT mortgage offering preserves affordable housing units over time, promotes sustainable homeownership for borrowers and provides simpler underwriting requirements for lenders.

Community Land Trust Tutorial

Learn how our Community Land Trust Mortgage offering can expand your product offerings in the marketplace.

Shared Equity Programs

One-time investment creates affordable homeownership for borrowers with low or moderate income.

Building Community One Home at a Time

Many Americans face a dilemma: they want to buy a home but can’t afford one at today’s prices. Maybe they don’t earn enough income or lack the savings for a down payment. Whatever the reason, they’re locked out of the market.

Energy Efficiency Improvements

Upgrading to energy-efficient features can reduce energy costs and help preserve affordability.

Energy Efficiency Makes Sense

A more energy-efficient home and it's up-front costs can actually save money in the long run.