Achieve the American Dream with Manufactured Housing

Who says you can’t manufacture a dream?

The demand for quality, affordable housing has never been greater – manufactured homes are a viable option to help fill that need.

Here are seven steps to financing, building and owning a manufactured home.

Step 1) Spend time researching the following online

Prospective buyers that need additional assistance before starting the home shopping journey, can find housing counseling services and homebuyer education specific to manufactured housing with Freddie Mac and Next Step’s SmartMH Program.

Step 2) Visit a manufactured home retailer

Check out the variety of available amenities and select the home model that’s right for you and receive a cost estimate. Hundreds of floor plans and designs are available.

Step 3) Submit an application to a lender

Discuss financing, get approved and order a home. You can select a single close construction conversion loan or a two-close construction conversion loan. Once financing is confirmed, you can order the home and construction begins.

Step 4) American dream-making factory

Manufacturer builds the house offsite in climate-controlled factory.

Step 5) Site purchase and preparation

As home is being built, you oversee site purchase and preparation, including pouring the foundation footers and running utilities. When complete, the home is shipped to the retailer for delivery.

Step 6) Delivery, construction and installation

Home is delivered to site and placed on the foundation. The different home sections are joined together, the utilities connected and the finishing touches are applied.

Step 7) Inspection and certificate of occupancy

There’s a final inspection by a city or county inspector to ensure that the home is complete and meets all plans, specifications and local code. Once approved, you receive a certificate of occupancy.

Congratulations! You're a Homeowner.