AIM Service Providers
AIM leverages third-party service providers to automate the assessment of borrower assets, income, and employment.
Unlock the Power of One Report
One asset verification report from your service provider can help automate your processes so you can confidently send your borrower to the closing table. Learn how it works with Loan Product Advisor’s asset and income modeler.
Connect to an AIM Service Provider
The providers below are verified by Freddie Mac and offer different AIM-related services to help you simplify underwriting.
| Provider | Assets | Income | Employment | ||||
|---|---|---|---|---|---|---|---|
| Asset Account Data | Direct Deposits | Employment Data (Income/ Payroll) | Tax Return Data (Income) | Tax Transcript Data (Income) | Direct Deposits (10-Day PCV) | Payroll Data (10-Day PCV) | |
| Blend | ✓ | ✓ | ✓ | ✓** | ✓** | ||
| CoreLogic | ✓ | ||||||
| Equifax (TWN) | ✓ | ✓ | |||||
| Experian | ✓ | ✓ | |||||
| Finicity, a Mastercard Company | ✓ | ✓* | ✓ | ✓ | ✓ | ||
| Halcyon | ✓ | ||||||
| Informative Research | ✓ | ✓ | ✓ | ✓ | ✓ | ||
| LoanLogics | ✓ | ||||||
| LoanCraft | ✓ | ||||||
| Plaid | ✓ | ✓ | ✓** | ||||
| PointServ | ✓ | ✓ | ✓ | ✓ | |||
| Truework | ✓ | ✓ | |||||
| Truv | ✓ | ✓ | |||||
*Finicity also offers direct deposits + paystubs.
**Blend and Plaid do not currently support the employment only report.
Service providers integrated with the AIM Check API
Provider | Account Data* (Assets, direct deposits) | Payroll Data (Paystubs and W-2s) | Employment Verification |
|---|---|---|---|
| Blend | ✓ | ||
| Gateless | ✓ |
*Account Data also supports capabilities for an early view of employment, borrower cash flow assessment, and rent payment history.
Disclaimer
Freddie Mac does not endorse, or make any representations or warranties regarding any service provider. Each lender is solely responsible for the decision of whether to engage a given provider, and on what terms, and for ensuring that the providers it engages have in place and maintain controls, processes, and procedures that satisfy the lender’s business, operational, risk, legal and regulatory requirements.