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Collateral Valuation and Appraisal Resources

Freddie Mac is committed to reinforcing the integral role of appraisers and appraisals in the mortgage process, while developing new and enhancing existing valuation methods. Our goal is to purchase loans supported by the most reliable and appropriate valuation methods available to mitigate the risk associated with default.

Appraiser Capacity

Get monthly insight into the number of appraisals submitted to the Uniform Collateral Data Portal® (UCDP®) in comparison to the number of active appraisers.

Collateral Valuation Spotlight

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Q&A with Freddie Mac’s SF Chief Appraiser: Focus on the Right Words and Phrases for More Objective Appraisal Reports

Single-Family Chief Appraiser, Scott Reuter, answers questions about the importance of using objective, fact-based language in appraisal reports.

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How Less Risk, More Flexibility and a Better Borrower Experience Are Driving the Future of Valuation

Collateral valuation has come a long way in a short time. Non-traditional solutions including desktop and hybrid appraisals and appraisal waivers are starting to gain mainstream adoption.

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Appraisal Modernization: A Spectrum of Collateral Valuation Options

Learn about our appraisal modernization efforts and the spectrum of options available that can create efficiencies that may help save time and lower costs in the appraisal process.

Related Content

Q&A with Freddie Mac’s SF Chief Appraiser: The Importance of Market Conditions Analysis – In All Markets

Scott Reuter, Single-Family Chief Appraiser, answers questions about the importance of an effective market conditions analysis and necessary adjustments in appraisals – in all markets.

Appraisal Adjustments with Scott Reuter

Scott Reuter, Chief Appraiser and Director of Property Valuation, discusses how to get appraisal adjustments, necessary changes to existing appraisal models and emerging technology tools.

Desktop Appraisals: A Practical Guide for Lenders

How can lenders and appraisers benefit from desktop appraisals? Scott Reuter and Danny Wiley discuss best practices and answer questions in a recent LinkedIn Live.

Desktop Appraisal Assignments – A Practical Guide for Appraisers

Based on the success of temporary COVID flexibilities and industry demand, effective March 6, 2022, we’ll start accepting desktop appraisals. What does that mean for appraisers?

Q&A with Freddie Mac's SF Chief Appraiser: Cost Approach

Rapidly fluctuating markets can present real challenges for appraisals. When should appraisers be considering and developing the cost approach to value to obtain credible assignment results? Possibly right now!

How Freddie Mac Aims to Solve Appraisal Pain Points

Danny Wiley, senior director of valuation, sits down with HousingWire to discuss ways Freddie Mac is working to address emerging appraisal challenges and reduce collateral risk.

Appraisals in Rapidly Changing Markets

Rapidly fluctuating markets present unique challenges for appraisers. In an environment of upward pricing pressure, appraisers have tools and techniques at their disposal to help.

Collateral Policy FAQs

Find answers to your collateral-related questions and access relevant Single-Family Seller/Servicer Guide sections.

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