SF.FreddieMac.com

Collateral Valuation and Appraisal Resources

Freddie Mac is committed to reinforcing the integral role of appraisers and appraisals in the mortgage process, while developing new and enhancing existing valuation methods. Our goal is to purchase loans supported by the most reliable and appropriate valuation methods available to mitigate the risk associated with default.

Appraiser Capacity

Get monthly insight into the number of appraisals submitted to the Uniform Collateral Data Portal® (UCDP®) in comparison to the number of active appraisers.

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Top Resources

Automated Collateral Valuation (ACE)

Loan Product Advisor® ACE leverages our proprietary models, along with historical data and public records to let you to originate Freddie Mac-eligible loans without a traditional appraisal.

ACE+ PDR

ACE+ PDR is one of five collateral valuation offerings that allows lenders to originate certain loans without an appraisal. Additional property information is physically collected on-site by trained data collectors using the proprietary Freddie Mac PDR dataset, in lieu of an appraisal.

Collateral Policy FAQs

Find answers to your collateral-related questions and access relevant Single-Family Seller/Servicer Guide sections.

Collateral Training

Dig deeper into what you need to know about collateral.

Recent News

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UAD Redesign Resources

Find out specific dates for implementation phases, view industry training and access resources to help you get prepared.

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Q&A with SF Chief Appraiser: Getting it Right with Property Condition and Quality Ratings

Scott Reuter, Single-Family Chief Appraiser, addresses common questions about property quality and condition ratings and offers essential strategies to help ensure consistency and precision.

Practical Guide

Considering Financing and Sales Concessions: A Practical Guide for Appraisers

Scott Reuter, Single-Family Chief Appraisal Officer, discusses common questions about the impact of financing and concessions on market value.

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