SF.FreddieMac.com

Collateral Valuation and Appraisal Resources

Freddie Mac is committed to reinforcing the integral role of appraisers and appraisals in the mortgage process, while developing new and enhancing existing valuation methods. Our goal is to purchase loans supported by the most reliable and appropriate valuation methods available to mitigate the risk associated with default.

Appraiser Capacity

Get monthly insight into the number of appraisals submitted to the Uniform Collateral Data Portal® (UCDP®) in comparison to the number of active appraisers.

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Top Resources

Automated Collateral Valuation (ACE)

Loan Product Advisor® ACE leverages our proprietary models, along with historical data and public records to let you to originate Freddie Mac-eligible loans without a traditional appraisal.

ACE+ PDR

ACE+ PDR is one of five collateral valuation offerings that allows lenders to originate certain loans without an appraisal. Additional property information is physically collected on-site by trained data collectors using the proprietary Freddie Mac PDR dataset, in lieu of an appraisal.

Collateral Policy FAQs

Find answers to your collateral-related questions and access relevant Single-Family Seller/Servicer Guide sections.

Collateral Training

Dig deeper into what you need to know about collateral.

Recent News

Q&A with Chief Appraiser Graphic

Q&A with Freddie Mac’s SF Chief Appraiser: Focus on the Right Words and Phrases for More Objective Appraisal Reports

Single-Family Chief Appraiser, Scott Reuter, answers questions about the importance of using objective, fact-based language in appraisal reports.

A man holding a small model of a home while he inspects it through a magnifying glass

How Less Risk, More Flexibility and a Better Borrower Experience Are Driving the Future of Valuation

Collateral valuation has come a long way in a short time. Non-traditional solutions including desktop and hybrid appraisals and appraisal waivers are starting to gain mainstream adoption.

Q&A with Chief Appraiser Graphic

Q&A with Freddie Mac’s SF Chief Appraiser: The Importance of Market Conditions Analysis – In All Markets

Scott Reuter, Single-Family Chief Appraiser, answers questions about the importance of an effective market conditions analysis and necessary adjustments in appraisals – in all markets.

Additional Resources

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