Loan Closing Advisor

Loan Closing Advisor is Freddie Mac’s Uniform Closing Data (UCD) collection solution. It helps you validate that your closing data aligns with the UCD. Loan Closing Advisor helps drive efficiency by providing actionable feedback on the accuracy of your UCD XML file.

Latest Enhancements

Published technical resources related to the Uniform Closing Dataset (UCD) v2.0 Specification (UCD v2.0), which includes an Implementation Guide, Schema and Test Case Suite.

Loan Closing Advisor updates that include the Qualified Mortgage (QM) Regulation Z Points and Fees Threshold, and QM Annual Percentage Rate (APR) - Average Prime Offer Rate (APOR) Spread.

Find Errors Sooner

Save time and money by identifying errors before you close a loan. Also, validate that your closing data aligns with the UCD.

Direct Access for TPOs

Give TPOs direct access to validate the UCD XML file and data before assigning a loan to you.

Increased Data Validation

Reduce the likelihood of loan remediation and delays in delivery and helps you create a pristine UCD XML file and close loans with more confidence.

Additional Resources