Loan Closing Advisor®
Loan Closing Advisor
Close loans with confidence. Loan Closing Advisor helps make your process more efficient by providing you with actionable feedback on the accuracy of your UCD XML file, to assist you in identifying and correcting errors before you close a loan.

Deliver the Uniform Closing Dataset
The Uniform Closing Dataset (UCD) is now required for all loans delivered to Freddie Mac with a note date on or after September 25, 2017. Loan Closing Advisor, Freddie Mac's UCD collection solution UCD, helps you validate that your closing data aligns with the UCD. But Loan Closing Advisor is more than just a collection solution: It helps drive efficiency by providing actionable feedback on the accuracy of your UCD XML file. So you save time and money while reducing the likelihood of loan remediation and delays in delivery.

Find Errors Sooner
Save time and money by identifying errors before you close a loan. Also, validate that your closing data aligns with the UCD.
Direct Access for TPOs
Give TPOs direct access to validate the UCD XML file and data before assigning a loan to you. Also view eligibility information as it relates to closing data. Future releases will expand the eligibility rule set, providing greater certainty and reducing repurchase risk related to closing data.
Increased Data Validation
Reduce the likelihood of loan remediation and delays in delivery and helps you create a pristine UCD XML file and clos]e loans with more confidence.
Training Resources
Additional Resources
- Joint GSE UCD Phase 3 Critical Edits Feedback Message Mapping Document – NEW
- Loan Closing Advisor Feedback Message Document v9.2 – Updated
- Top Loan Closing Advisor® Critical Error Messages – UCD Critical Edits Phase 2
- Loan Closing Advisor Payoffs and Payments Warning Messages Job Aid
- Loan Closing Advisor® User Guide
- Loan Closing Advisor S2S Versions 1.0 & 2.0 Retirement - July 31, 2021
- March 15, 2023 Loan Closing Advisor Release Notes
- February 22, 2023 Loan Closing Advisor Release Notes
- January 19, 2023 Loan Closing Advisor Release Notes
- October 22, 2022 Loan Closing Advisor Release Notes*
- August 1, 2022 Loan Closing Advisor Release Notes
- April 21, 2022 Loan Closing Advisor Release Notes
- April 13, 2022 Loan Closing Advisor Release Notes
- March 31, 2022 Loan Closing Advisor Release Notes
- March 7, 2022 Loan Closing Advisor Release Notes
- March 1, 2022 Loan Closing Advisor Release Notes
- March 1, 2022 Loan Closing Advisor Announcement
- February 11, 2022 Loan Closing Advisor Release Notes
- New Loan Closing Advisor APR and APOR Warning Feedback Messages Announcement
Hours
Tool Availability Hours
- Mon - Fri: 5:30am - 2am EST
- Sat: 5:30am - 11pm EST
- Sun: 11am - 2am EST
Customer Contact Center & System Status Hours
- Mon – Fri : 8am - 7pm EST
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