Skip to main content
SF.FreddieMac.com

News & Insights

Woman looking at the monitor

2025 Updates to the Cost to Originate Study

Get the latest on loan production cost trends and how lenders can maximize savings and revenue gains using Loan Product Advisor® digital capabilities. Explore how the tool not only helps reduce costs and streamline operations but also creates new opportunities for both lenders and borrowers.

Display Date
Your search did not have any results. Please refine your filters.

Industry trends, marketplace dynamics and much more.

Use the filters to find topics of interest or browse all articles to see the full range of available articles and insights. 

Display Date
  • Q4 2024 and Q1 2025 Loan Quality Advisor® Releases

    The Q4 2024 and Q1 2025 Loan Quality Advisor releases include a salability/early eligibility message, bi-annual credit reporting companies (CRCs) and technical affiliates (TAs) updates, new and updated risk assessment messages for incomplete and Caution loans, and Loan Product Advisor (LPA) data compare message rewrite.

  • Updated URLA and SCIF Instructions

    The GSEs have updated the Uniform Residential Loan Application (URLA) Instructions and the Supplemental Consumer Information Form (SCIF) Instructions. New FAQs have also been published. Learn more.

  • Loan Selling Advisor October 2024 Updates

    Enhancements to Loan Selling Advisor October 28 through November 2024 plus other delivery requirement updates.

  • November 2024 Loan Product Advisor Release

    Our newest AIM enhancement provides more opportunity for R&W relief eligibility so you can close loans smoothly and with confidence. Learn more about this enhancement and other LPA updates coming in November.

  • LPA Choice: Identify Opportunity to Get to Accept

    New feedback messages provide unprecedented information, so you don’t miss opportunities to get to Accept.

  • Tip Referral Tool and Resources Now Available

    Starting September 30, 2024, Seller/Servicers and industry participants will report mortgage fraud and suspicious activity and adverse self reporting through the Tip Referral Tool (TRTSM) – our latest tool created to assist you in submitting information in a more centralized, convenient and secure manner.

  • Changes to Adverse Self Reporting in Quality Control Advisor

    The adverse self reporting functionality in Quality Control Advisor® will be disabled on September 30. You will need to report adverse findings in our new Tip Referral Tool (TRT).

  • UCD v2.0 Spec Announcement and Supporting Resources

    A GSE Announcement about the Uniform Closing Dataset (UCD) v2.0 Specification, Quick Start Guide and Updated FAQs

  • Start Using the Tip Referral Tool on September 30

    The Tip Referral Tool (TRTSM) will be available on September 30, 2024. TRT was created to streamline the way you report mortgage fraud or suspicious activity and adverse self reporting. Learn how you’ll access the tool and help us hold the line against fraud.

  • September 2024 ECO Release: Expands View into Opportunities

    Take a look at the latest enhancements recently added across ECO.