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Notes and Note Addenda

The Uniform Instruments provided below are the Fannie Mae/Freddie Mac and Freddie Mac Notes used when originating Single-Family residential mortgage loans, in all States and U. S. Territories. Freddie Mac encourages originators to use the Fannie Mae/Freddie Mac and Freddie Mac Single-Family Uniform Instruments whenever possible; however, Freddie Mac Seller/Servicers must use the applicable Single-Family Uniform Instruments for Mortgages delivered and sold to Freddie Mac.

The Notes provided below are available in word processing format. Originators should use Microsoft Word 6.0/95 or higher (or compatible word processing software) when accessing the instruments provided on this website.

Fixed Rate

Affordable Merit Rate

  • Form 3294: Multistate Affordable Merit Rate Note Addendum

Adjustable Rate

6-Month LIBOR Index

1-Year LIBOR Index

1-Year Treasury Index

3-Year Treasury Index

5-Year Treasury Index

Biweekly

If you experience any difficulties opening the forms provided on this website, please refer to the question 14 on the Frequently Asked Questions page.

Please direct Uniform Instrument related questions or comments to the Uniform Instrument Mailbox: [email protected]

Inquiries relating to other topics should be submitted using the Contact Us feature on Freddiemac.com