We’re updating Loan Closing Advisor® to help you continue to prepare for the Uniform Collateral Dataset (UCD) Phase 3 critical edits transition. Use these additional UCD resources to further guide your system preparations.


Upcoming Loan Closing Advisor Releases

UCD Critical Edit Phase 3 edits and message changes will be implemented in the Loan Closing Advisor production and customer test environment (CTE) on February 22 and March 15 to help you resolve potential critical issues prior to the May 1, 2023, Phase 3 implementation mandate. The Loan Closing Advisor release notes include edits and messages that are being modified, added or removed for Phase 3:

We’re also adding the following new and updated resources to help you prepare your systems:

Recently Updated Resources


UCD Phase 3 critical edits and QM Short Term Reset ARM APR Percent data point warning and critical edits are available for testing in the Loan Closing Advisor production environment (warning edits) and CTE (critical and warning edits). Refer to the UCD November 7 Joint GSE Industry announcement for more information.

For more information on the UCD critical edits transition, visit the Freddie Mac UCD web page. Please contact your Freddie Mac representative for assistance or submit your questions to [email protected].