Loan Closing Advisor

Loan Closing Advisor is Freddie Mac’s Uniform Closing Data (UCD) collection solution. It helps you validate that your closing data aligns with the UCD. Loan Closing Advisor helps drive efficiency by providing actionable feedback on the accuracy of your UCD XML file.

Latest Enhancements

In the January release, we updated the logic of certain feedback messages to align with the Consumer Financial Protection Bureau’s adjustments to the QM Regulation Z thresholds. See how these updates may affect your loans.

Find Errors Sooner

Save time and money by identifying errors before you close a loan. Also, validate that your closing data aligns with the UCD.

Direct Access for TPOs

Give TPOs direct access to validate the UCD XML file and data before assigning a loan to you.

Increased Data Validation

Reduce the likelihood of loan remediation and delays in delivery and helps you create a pristine UCD XML file and close loans with more confidence.

Training Resources

Loan Closing Advisor UCD Critical Edits Phase 3 Training Module

This reference tool contains overview information on UCD Critical Edits Phase 3 and features example Phase 3 Critical Edit scenarios to assist clients in resolving critical errors.

Loan Closing Advisor®: Introduction and Overview Tutorial

Shows how Loan Closing Advisor ® evaluates loan closing data for alignment with the UCD, providing data defects before the loan closes.

Loan Closing Advisor Training Resources

This document lists resources available in The Learning Center to assist you with Loan Closing Advisor

Additional Resources