Enhancements to Loan Selling Advisor® can help you streamline your processes so you can more effectively deliver loans.

Client Testing for ULDD Phase 4a Updates and Phase 5

In January, we notified you that the Loan Selling Advisor pre-production customer test environment (CTE) would be updated for Uniform Loan Delivery Dataset (ULDD) Phase 4a Updates and Phase 5 beginning April 1.

Today we are notifying you that date has changed and the Loan Selling Advisor CTE will now open on Wednesday, April 24.

While our CTE date may have been updated, our June 3, ULDD 4a production effective and Phase 5 optional delivery period start date remains unchanged. 

With this change to our CTE start date, we are adding new testing capabilities for a more comprehensive ULDD testing experience, like making our Loan Quality Advisor® CTE available and including testing scope for Export Data from Loan Selling Advisor. See the table below for more details.

CTELoan Selling Advisor
Pre-Production CTE		Loan Quality Advisor CTE
CTE Linkshttps://las-uat3.fmappsuat.fmrei.com/lsp_uat3/las-sec/https://las-cte.fmrei.com/lsp_public/#/
Testing Scope
  • Import Loan
  • Evaluate Loan
  • Modify Loan
  • Export Data
  • Risk Assessment
  • Data Compare
Login Credentials
  • Use your existing test environment credentials (user ID and password). 
  • This is different from your production user ID.

In April, we’ll be updating the resources below, so be sure to bookmark these pages for the latest updated information online. 

Still have questions?  Call 1-800-FREDDIE or reach out to your Freddie Mac representative, we’ll walk you through it.

Exclusion of Condo Project Advisor® Identifiers from Testing

When you begin CTE testing for ULDD Phase 4a and Phase 5, please do not build or test your integrations for the following two data points:

  • FRE Condo Project Advisor Project Assessment Request Identifier (Sort ID 49.3)
  • FRE Condo Project Advisor Project Waiver Request Identifier (Sort ID 49.4)

Freddie Mac will advise on when these data points will be ready for use in production, and available dates for testing.

ULDD Revisions Page

Want to find all the latest ULDD-related updates in one place? We’ve created the new ULDD Revisions webpage to do just that. This page provides revisions to the ULDD requirements made after the September 12, 2023 announcement  – including ULDD specification updates and ULDD impacts that were previously communicated in Single-Family Seller/Servicer Guide (Guide) Bulletins.

The new ULDD Revisions webpage will be periodically updated with ULDD revisions until the next ULDD publication.

Note: The ULDD Revisions webpage is not a replacement or substitute for the requirements in the Guide or any other contractual agreements. Sellers remain responsible for complying with the Guide requirements, including, but not limited to, those set forth in Guide Chapter 6302: Mortgage Delivery Instructions.

The ULDD Revisions webpage currently includes the following:

ULDD Phase 4a Updates - Data Point Revision Effective Date: June 3, 2024 

  • Conditionality detail updates to include Sort ID: 90 - Property Valuation Method Type Other Description for Hybrid Appraisal: 
    • Sort ID: 77 – Bedroom Count 
    • Sort ID: 78 – Property Dwelling Unit Eligible Rent Amount
  • Implementation Notes update to add Hybrid Appraisal to the “Other” Implementation Note: 
    • Sort ID: 89 – Property Valuation Method Type

ULDD Phase 5 – Business Critical Requirements – Mandate Date: July 28, 2025 and Transition Period (optional delivery) date from June 3, 2024

  • Conditionality detail update to require the data point when mortgage insurance (MI) premium source is “Lender” and delivery for “Investor” when available:
    • Sort ID: 430.1 – MI Interest Rate Adjustment Percent
  • Conditionality detail update to require the data point when MI Certificate Identifier exists and delivery for “Investor” when available: 
    • Sort ID: 430.2 - MI Premium Plan Type  
  • Implementation Notes update to remove first-time homebuyer reference:
    • Sort ID: 598.1 – Intent To Occupy Type

ULDD updates in Guide Bulletins

For more information, please contact your Freddie Mac representative or our ULDD mailbox.

Delivery Instructions: MERS Registration Status Type and Remote Online Notarization Indicator

When delivering Mortgage Electronic Registration Systems (MERS®) registration status data point(s), we want to provide further clarification on the delivery instructions within different scenarios. By adding more details on the delivery instructions, it can be clearer what to deliver for these fields when you deliver paper vs. eMortgage with/without security instrument registered on the MERS system.

For the remote online notarization (RON) indicator (ULDD Sort ID 398.2), you will see some critical edits in Loan Selling Advisor. Please see below for potential scenarios:

ScenariosMERS Registration Status Type (ULDD Sort ID 408.1)MERS Registration Status Type Other Description (ULDD Sort ID 408.2)

Paper mortgages (i.e., Loans without eNotes) where the Security Instrument registration is active on MERS.

Note: For these loans, there will be a MIN#

Enter “Active”

Not required

Paper mortgages (i.e., Loans without eNotes) where the Security Instrument registration is no longer active on MERS.

Note: For these loans, there will be a MIN#

Enter “Other”

Enter “NotRegisteredOnMERSSystem”

Paper mortgages (i.e., Loans without eNotes) where the Security Instrument is NOT registered on MERS

Note: For these loans, MIN# does not exist.

Not required, because there will be no MIN number on these loans

Not required

eMortgages (i.e., Loans with eNotes) where the Security Instrument registration is active on MERS.

Note: For all eMortgages, there will be a MIN#

Enter “Active”

Not required

eMortgages (i.e. Loans with eNotes) where the Security Instrument is no longer active on MERS .

Note: For all eMortgages, there will be a MIN#

Enter “Other”

Enter “NotRegisteredOnMERSSystem”

eMortgages (i.e., Loans with eNotes) where the Security Instrument is NOT registered on MERS.

Note: For all eMortgages, there will be a MIN#

Enter “Other”

Enter “NotRegisteredOnMERSSystem”

When delivering Remote Online Notarization Indicator:

ScenariosResult in Loan Selling Advisor
If both the Remote Online Notarization Indicator and Investor Feature Identifier J22 are deliveredYou will receive a critical message
If the Remote Online Notarization Indicator is true and the mortgage is Texas Equity Section 50(a)(6) Mortgages You will receive a critical message
If the Remote Online Notarization Indicator is true and Mortgaged Premises is located in the State that is not listed on Exhibit 48 You will receive a critical message