Easy D with U.S. Bank
A Competitive Servicing-Released Execution
Easy D is a servicing-released execution offered jointly with U.S. Bank. The tri-party relationship is with you, Freddie Mac and U.S. Bank. Launched in 2004, this partnership was created to provide a competitive alternative to correspondent outlets. Since that time, the program has sold more than $130 billion in volume and has a proven track record of success.
Benefits
| Operational bifurcation | The Seller is responsible for selling representations & warranties, and U.S. Bank is responsible for the servicing representations and warranties. |
| Lower warehouse costs | Lowered costs due to quick loan purchases. |
| Easy delivery | Electronic loan file images and the Freddie Mac Loan Selling Advisor® simplify loan delivery. |
| Streamlined pre-funding review through U.S. Bank | Review time will be significantly shorter, saving you time and money. |
| No credit overlays | You'll have more certainty in what you are able to sell and a wide array of mortgage products. |
| Multiple pricing options | Your unique needs can be met through our various pricing options. |
| Dedicated support | U.S. Bank has dedicated customer support for this program. |
Process
Getting Started
If you're interested in participating in Easy D, you must meet certain criteria. For information, contact your Freddie Mac or U.S. Bank Account representative.