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Refi Possible® Income and Property Eligibility Tool

Use this tool to verify if a borrower can qualify for a Freddie Mac Refi Possible® mortgage based on the property location and the borrowers' qualifying income.  For best results, enter the complete property street address.

How to Read Your Results

Enter a street address to obtain the most accurate results. A pop-up window will appear with the following information:

  • FIPS Code – Uniquely identifies the census tract.
  • Refi Possible Income Limit – For the specific census tract, this is the maximum borrower income allowed to qualify for Refi Possible.

Qualification Disclaimer – This tool is intended to help provide guidance as to qualifications for Refi Possible mortgages and other programs. Final purchase eligibility is determined within Loan Product Advisor® or via approved manual underwriting.

In the sample scenario, the user entered "1551 Park Run Dr, Mc Lean, VA 22102, USA" in the search field which produced the following result:

  • "Refi Possible Qualifying Income Limit" is the same as "100% Area Median Income." This means that the borrower's income cannot exceed 100% of the AMI when qualifying for a Refi Possible mortgage for properties within this census tract.
Map example showing user entered "1551 Park Run Dr, Mc Lean, VA 22102, USA" in the search field


Refi Possible Mortgage Resources