At the direction of the Federal Housing Finance Agency (FHFA), Freddie Mac and Fannie Mae (the GSEs) announce that the Supplemental Consumer Information Form (SCIF) (Freddie Mac Form 1103) will be a required document in the loan file for new conventional loans sold to the GSEs with application dates on or after March 1, 2023.

Although the GSEs previously communicated that the SCIF is not required, we are making this change to facilitate the collection of borrower-preferred language, applicable homeownership education and housing counseling details.

To accommodate these updated requirements, the GSEs have made limited changes to the form that was published in October 2021. The updates are available in the joint announcement and will be included in a Single-Family Seller/Servicer Guide (Guide) Bulletin in July 2022.

Additional Information

If you have questions about the SCIF, or supporting documents, please visit the URLA/ULAD web page or email [email protected].