Reach underserved marketsmore easily with loans guaranteed by USDA’s Rural Housing Service (RHS) under its Section 502 Guaranteed Rural Housing (GRH) Loan Program.

Through the GRH program you can meet the needs of rural borrowers who have the necessary income and credit history, but not the down payment required to qualify for a conventional mortgage.

Freddie Mac purchases assumable and non-assumable GRH loans through our Fixed-rate Cash, Fixed-rate Guarantor and MultiLender Swap executions. Sellers must obtain Freddie Mac approval to sell Section 502 GRH mortgages to Freddie Mac, and these mortgages must be sold with recourse.

The Section 502 GRH Loan Program allows you to broaden your market reach with a competitive affordable housing product designed specifically for rural areas, expand Community Reinvestment Act (CRA)-eligible origination volume and leverage Freddie Mac as your secondary market outlet for GRH loans.