Affordable Seconds® are designed to help meet the needs of borrowers who require flexible secondary financing options to increase their homeownership opportunities.   

If not funded by the Seller, an Affordable Seconds must be provided by an Agency, credit union or community development financial institution (CDFI) under an established, ongoing, documented secondary financing or financial assistance program.

Originating with Affordable Seconds helps you strengthen your community investment by leveraging public funds to originate more loans; increase your originations for low- and moderate-income borrowers; reduce your processing costs for secondary financing programs; and support collaborations with public agencies and nonprofit organizations.