Single-Family Refinance

Freddie Mac is advancing its efforts to generate awareness and education about refinance for low-income borrowers. We’re here to cut through the noise of interest rate headlines and bring forward the benefits refinancing can deliver to your clients.

More Than Just a %

It’s lowering monthly payments.
It’s increasing equity.
It’s creating generational wealth.

See how our newly expanded Refinance Partner Toolkit provides you with the materials you need to maximize your outreach efforts.

Refinance Toolkit Guide

Resources & Mortgage Products

Home Possible^®

The Freddie Mac Home Possible^® mortgage offers more options and credit flexibilities than ever before to help your very low-to low-income borrowers attain the dream of owning a home with a down payment as low as 3%.

Refi Possible^®

Freddie Mac Refi Possible^® mortgage offers lower-income borrowers with the opportunity to reduce their monthly mortgage expenses, enhance their capability to save more and build generational wealth through housing.

Mortgage Refinance Calculator

Use our refinancing calculator to estimate how much refinancing your mortgage could cost you.

Resources to Help Serve your Clients

Considering a Refinance? Four Things Homeowners Should Know and Do

If misconceptions and the perceived complexities about the refinance process have made it difficult for you to make a timely and informed decision, consider these four tips from Freddie Mac refinance experts to help you get started.

Am I Better Off Refinancing?

How much can refinancing your mortgage save you? Use our refinancing calculator to help decide if refinancing your loan will benefit you.

Refinancing Your Mortgage

Is refinancing right for you and what does it entail? Let's find out.

Refinancing Your Mortgage: FAQ

Refinancing offers many benefits to homeowners including lower monthly mortgage payments and shortened loan terms.

Top States for Black American Refinance Opportunity

Freddie Mac research shows that almost 50 percent of Black borrowers could save $1,200 annually by refinancing.

Loan LookUp

Does your client know who owns their loan? As they consider their options for refinancing, use this tool to determine if Freddie Mac currently owns their loan.

My Home by Freddie Mac^®

Learn more about your refinancing options and what is best for you.

Lender News

This monthly newsletter highlights the latest information at Freddie Mac and within the mortgage and housing industries.

Freddie Mac Single-Family Seller/Servicer Guide

This guide provides critical information through updates, announcements, a Glossary and Forms & Documents.

Federal Housing Finance Agency

This government agency focuses on keeping the overall housing financial system adequate and healthy.