News & Insights
November 18, 2025
2025 Updates to the Cost to Originate Study
Get the latest on loan production cost trends and how lenders can maximize savings and revenue gains using Loan Product Advisor® digital capabilities. Explore how the tool not only helps reduce costs and streamline operations but also creates new opportunities for both lenders and borrowers.
Industry trends, marketplace dynamics and much more.
Use the filters to find topics of interest or browse all articles to see the full range of available articles and insights.
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| February 12, 2020
True Lies: No One Benefits from Falsified Benefits
Benefits letters from federal government agencies and employers are often used to qualify a borrower’s eligibility for a home loan. That’s why we were particularly concerned when we recently discovered benefits letters in borrowers’ loan files that looked authentic ─ but were not.
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| December 3, 2019
True Lies: Reining in Reverse Occupancy
True Lies is our bimonthly series that shares real stories from the Single-Family Fraud Risk team’s experiences in the field, to help keep you informed on current fraud trends.
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News Articles | September 17, 2019
Freddie Mac Single-Family CRT Hits $50 Billion of Credit Risk Transferred
Freddie Mac today announced that its Single-Family Credit Risk Transfer (CRT) programs have surpassed the $50 billion mark in transferring credit risk to private investors and (re)insurers.
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News Articles | September 16, 2019
True Lies: Suspiciously Similar Paystubs
True Lies is our bimonthly series that shares real stories from the Single-Family Fraud Risk team’s experiences in the field, to help keep you informed on current fraud trends.
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| July 15, 2019
True Lies: Beware Phantom Employers
True Lies is our bimonthly series that shares real stories from the Single-Family Fraud Risk team’s experiences in the field, to help keep you informed on current fraud trends.
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News Articles | May 30, 2019
ULDD Update Further Aligns GSE Specifications
Today, Freddie Mac provided an update to Phase 3 of the Uniform Loan Delivery Dataset (ULDD), to further align the GSE specifications, and to support the new Uniform Residential Loan Application (URLA).
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| May 24, 2019
True Lies: Falsified College Transcripts Flunk 13 Loans
True Lies is our bimonthly series that shares real stories from the Single-Family Fraud Risk team’s experiences in the field, to help keep you informed on current fraud trends.
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News Articles | January 10, 2019
ULDD Phase 3 Reminder
Freddie Mac and Fannie Mae (the GSEs) are reminding sellers to begin collecting specific new data points for loans with an Application Received Date on or after January 1, 2019, as outlined in previous Phase 3 updates of the Uniform Loan Delivery Dataset (ULDD).
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News Articles | June 26, 2018
Important Update to the GSEs UCD Seller Data Requirements
Freddie Mac and Fannie Mae (the GSEs) are committed to supporting the industry with its adoption of the Uniform Closing Dataset (UCD). Over the past several months, the GSEs have been working with the industry to understand challenges encountered with the collection of certain Seller-specific closing data elements.
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News Articles | June 5, 2018
Freddie Mac Clarification on the UCD PDF Requirement
Beginning June 25, 2018, we will enforce the requirement to embed the Closing Disclosure PDF in the Uniform Closing Dataset (UCD) XML file.