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Stable Monthly Income FAQ

Guide Topic 5300

Disclaimer

This information is not a replacement or substitute for the requirements in the Freddie Mac Single-Family Seller/Servicer Guide and other Purchase Documents.

Chapter 5301: General Requirements for all Stable Monthly Income

General Requirements for All Stable Monthly Income (5301.1(b))

Chapter 5302: General Requirements for Documentation Used to Verify Employment and Income

10-day Pre-Closing Verifications (10-day PCV) (5302.2(d))

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Age of Tax Return Requirements (Section 5302.4(b))

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Chapter 5303: Employed Income

Income Reported on IRS Form 1099 for Services Performed (Section 5303.1(e))

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Borrowers with Business Ownership Interest(s) Less Than 25% (Section 5303.1(e))

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Employed Income Calculation (Sections 5303.1(c) and (d))

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Chapter 5305: Other Income

Tax Exempt Income

Trust Income

Alimony, Child Support or Separate Maintenance Income Documentation

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