We’re updating Loan Product Advisor® (LPASM) to help you increase homeownership opportunities for low- and moderate-income borrowers and those in underserved communities. This new enhancement considers positive cash flow in a borrower’s account transaction data in the LPA purchase eligibility assessment.

Click herepdf(Opens a new window) to view the borrower cash flow assessment feedback messages effective for new loan submissions or resubmissions on and after November 6, 2022.

Full Details in Bulletin 2022-23

Check out full details of this LPA enhancement in the Seller/Servicer Guide (Guide) Bulletin 2022-23(Opens a new window).